How much do lenders finance for a Express Personnel Services franchise?

The median SBA loan approved for a Express Personnel Services franchise is $97,800, with the middle 80% of loans between $50,000 and $175,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Express Personnel Services franchises?

By dollars approved, the most active SBA lenders for Express Personnel Services have been BankUnited, Zions Bank, A Division of, Eagle Bank, Columbia Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Express Personnel Services SBA loans?

The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Express Personnel Services franchise

SBA lenders have approved 10 loans against the Express Personnel Services brand since FY2010, totalling $1.6M. The median approval was $97,800. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1578

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$97,800

Typical range

$50K-$175K

Middle 80% of loans

Median term

7 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Express Personnel Services

Lender	Loans	Approved
BankUnited	1	$707K
Zions Bank, A Division of	2	$225K
Eagle Bank	1	$150K
Columbia Bank	1	$150K
First Farmers & Merchants Bank	2	$146K
Busey Bank	1	$100K
Webster Bank	1	$60K
Glacier Bank	1	$15K

Geography

Where Express Personnel Services units were financed

State	Loans	Share
Minnesota	3
Utah	2
California	1
Montana	1
Texas	1
Connecticut	1
Illinois	1

Approvals by fiscal year

’10

’11

’12

’13

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
10%
$50K - $150K
50%
$150K - $350K
30%
$350K - $1M
10%

Financing a Express Personnel Services: common questions

How much do lenders finance for a Express Personnel Services franchise?: The median SBA loan approved for a Express Personnel Services franchise is $97,800, with the middle 80% of loans between $50,000 and $175,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Express Personnel Services franchises?: By dollars approved, the most active SBA lenders for Express Personnel Services have been BankUnited, Zions Bank, A Division of, Eagle Bank, Columbia Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Express Personnel Services SBA loans?: The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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