How much do SBA lenders typically lend to a human resources consulting services business?

The median SBA approval in NAICS 541612 is $74,500, with the middle 80% of loans between $15,000 and $420,000. Across all industries the median is $180,000.

Which lenders are most active in human resources consulting services?

By dollars approved: JPMorgan Chase Bank, The Huntington National Bank, California Statewide Certified Development Corporation, Wells Fargo Bank, Bank of America. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is human resources consulting services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 541612 · Professional Services

SBA loans for human resources consulting services

682 SBA loans worth $129.3M have been approved in this industry since FY2010 - the #275 most-financed NAICS code in the country.

Median loan

$74,500

-59% vs all industries

Typical range

$15K-$420K

Middle 80%

Median rate

7.75%

7(a) initial note rate

Median term

9.9 yr

Charge-off rate

8.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
JPMorgan Chase Bank	62	$9.6M
The Huntington National Bank	48	$9.5M
California Statewide Certified Development Corporation	2	$5.7M
Wells Fargo Bank	50	$4.5M
Bank of America	8	$4.3M
BayFirst National Bank	20	$4.2M
Readycap Lending, LLC	15	$3.3M
Pinnacle Bank	4	$3.2M
TD Bank	30	$2.8M
Regional Development Funding Corporation	1	$2.6M

Geography

Where these loans were made

State	Loans	Share
California	72
Texas	63
New York	50
Ohio	48
Florida	42
Massachusetts	36
Illinois	28
Maryland	26

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
34%
$50K - $150K
31%
$150K - $350K
20%
$350K - $1M
12%
$1M - $2M
1%
Over $2M
1%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a human resources consulting services business?: The median SBA approval in NAICS 541612 is $74,500, with the middle 80% of loans between $15,000 and $420,000. Across all industries the median is $180,000.
Which lenders are most active in human resources consulting services?: By dollars approved: JPMorgan Chase Bank, The Huntington National Bank, California Statewide Certified Development Corporation, Wells Fargo Bank, Bank of America. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is human resources consulting services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.