How much do SBA lenders typically lend to a temporary help services business?

The median SBA approval in NAICS 561320 is $150,000, with the middle 80% of loans between $25,000 and $1,000,000. Across all industries the median is $180,000.

Which lenders are most active in temporary help services?

By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, Newtek Bank, The Huntington National Bank, Truist Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is temporary help services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 561320 · Administrative & Waste

SBA loans for temporary help services

1,009 SBA loans worth $378.1M have been approved in this industry since FY2010 - the #201 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$1.0M

Middle 80%

Median rate

6.75%

7(a) initial note rate

Median term

9.5 yr

Charge-off rate

6.6%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	61	$19.7M
JPMorgan Chase Bank	72	$15.3M
Newtek Bank	17	$14.8M
The Huntington National Bank	57	$13.9M
Truist Bank	19	$13.4M
Byline Bank	10	$11.0M
Old National Bank	10	$10.2M
Bank of America	23	$9.7M
Commerce Bank	8	$9.6M
U.S. Bank	37	$9.2M

Geography

Where these loans were made

State	Loans	Share
California	112
Texas	78
New York	76
Massachusetts	63
Ohio	60
Florida	55
Michigan	47
New Jersey	43

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
18%
$50K - $150K
31%
$150K - $350K
24%
$350K - $1M
17%
$1M - $2M
6%
Over $2M
4%

Nearby

Other administrative & waste industries

See the sector

Landscaping Services15,300 · $80,000 Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Exterminating and Pest Control Services1,777 · $135,000 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000

Common questions

How much do SBA lenders typically lend to a temporary help services business?: The median SBA approval in NAICS 561320 is $150,000, with the middle 80% of loans between $25,000 and $1,000,000. Across all industries the median is $180,000.
Which lenders are most active in temporary help services?: By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, Newtek Bank, The Huntington National Bank, Truist Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is temporary help services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

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