How much do lenders finance for a Magnolia Soap and Bath franchise?

The median SBA loan approved for a Magnolia Soap and Bath franchise is $232,000, with the middle 80% of loans between $30,000 and $382,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Magnolia Soap and Bath franchises?

By dollars approved, the most active SBA lenders for Magnolia Soap and Bath have been The Huntington National Bank, First Bank of the Lake, Readycap Lending, LLC, HomeTrust Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Magnolia Soap and Bath SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Magnolia Soap and Bath franchise

SBA lenders have approved 24 loans against the Magnolia Soap and Bath brand since FY2010, totalling $5.0M. The median approval was $232,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#876

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$232,000

Typical range

$30K-$383K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Magnolia Soap and Bath

Lender	Loans	Approved
The Huntington National Bank	14	$2.2M
First Bank of the Lake	5	$1.5M
Readycap Lending, LLC	1	$485K
HomeTrust Bank	1	$400K
INB, National Association	1	$200K
Community Bank of Mississippi	1	$150K
Great Plains National Bank	1	$30K

Geography

Where Magnolia Soap and Bath units were financed

State	Loans	Share
Texas	7
Florida	3
Alabama	2
Wisconsin	2
Ohio	2
Connecticut	2
North Dakota	2
Missouri	1

Approvals by fiscal year

’23

’24

’25

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
29%
$50K - $150K
4%
$150K - $350K
46%
$350K - $1M
21%

Financing a Magnolia Soap and Bath: common questions

How much do lenders finance for a Magnolia Soap and Bath franchise?: The median SBA loan approved for a Magnolia Soap and Bath franchise is $232,000, with the middle 80% of loans between $30,000 and $382,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Magnolia Soap and Bath franchises?: By dollars approved, the most active SBA lenders for Magnolia Soap and Bath have been The Huntington National Bank, First Bank of the Lake, Readycap Lending, LLC, HomeTrust Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Magnolia Soap and Bath SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.