NAICS 325611 · Manufacturing
SBA loans for soap and other detergent manufacturing
236 SBA loans worth $146.8M have been approved in this industry since FY2010 - the #500 most-financed NAICS code in the country.
Median loan
$201,350
+12% vs all industries
Typical range
$25K-$1.8M
Middle 80%
Median rate
6.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
18.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 26 | $10.1M | |
| First Bank of the Lake | 3 | $8.6M | |
| Live Oak Banking Company | 9 | $5.8M | |
| Colony Bank | 1 | $5.0M | |
| CDC Small Business Finance Corp. | 8 | $5.0M | |
| Happen Bank | 1 | $5.0M | |
| Citizens Bank | 7 | $4.7M | |
| First Business Bank | 1 | $4.3M | |
| Fremont Bank | 1 | $4.1M | |
| Cross River Bank | 1 | $4.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 43 | |
| Ohio | 20 | |
| Texas | 17 | |
| New York | 17 | |
| Minnesota | 11 | |
| Indiana | 10 | |
| Massachusetts | 9 | |
| Illinois | 9 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K19%
- $50K - $150K19%
- $150K - $350K18%
- $350K - $1M23%
- $1M - $2M11%
- Over $2M8%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a soap and other detergent manufacturing business?
- The median SBA approval in NAICS 325611 is $201,350, with the middle 80% of loans between $25,000 and $1,822,000. Across all industries the median is $180,000.
- Which lenders are most active in soap and other detergent manufacturing?
- By dollars approved: The Huntington National Bank, First Bank of the Lake, Live Oak Banking Company, Colony Bank, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is soap and other detergent manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 18.8% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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