Franchise financing
Financing a Mosquito Squad franchise
SBA lenders have approved 47 loans against the Mosquito Squad brand since FY2010, totalling $19.0M. The median approval was $175,000. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#475
of 1,651 brands
Loans approved
47
FY2010 onward
Median loan
$175,000
Typical range
$50K-$1.1M
Middle 80% of loans
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed Mosquito Squad
| Lender | Loans | Approved | Share |
|---|---|---|---|
| TowneBank | 5 | $4.4M | |
| SouthState Bank | 2 | $2.5M | |
| Climate First Bank | 1 | $1.9M | |
| Byline Bank | 2 | $1.4M | |
| Bank of America | 1 | $1.3M | |
| The Huntington National Bank | 5 | $1.1M | |
| United Midwest Savings Bank | 6 | $896K | |
| Community Investment Corporation | 1 | $720K |
Geography
Where Mosquito Squad units were financed
| State | Loans | Share |
|---|---|---|
| Florida | 6 | |
| Texas | 5 | |
| Massachusetts | 3 | |
| Ohio | 3 | |
| Virginia | 3 | |
| Minnesota | 2 | |
| North Carolina | 2 | |
| Maryland | 2 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- Under $50K11%
- $50K - $150K23%
- $150K - $350K36%
- $350K - $1M17%
- $1M - $2M11%
- Over $2M2%
Financing a Mosquito Squad: common questions
- How much do lenders finance for a Mosquito Squad franchise?
- The median SBA loan approved for a Mosquito Squad franchise is $175,000, with the middle 80% of loans between $50,000 and $1,094,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance Mosquito Squad franchises?
- By dollars approved, the most active SBA lenders for Mosquito Squad have been TowneBank, SouthState Bank, Climate First Bank, Byline Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are Mosquito Squad SBA loans?
- The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
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