How much do SBA lenders typically lend to a exterminating and pest control services business?

The median SBA approval in NAICS 561710 is $135,000, with the middle 80% of loans between $20,000 and $585,000. Across all industries the median is $180,000.

Which lenders are most active in exterminating and pest control services?

By dollars approved: United Midwest Savings Bank, Live Oak Banking Company, SouthState Bank, The Huntington National Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is exterminating and pest control services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.9% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 561710 · Administrative & Waste

SBA loans for exterminating and pest control services

1,777 SBA loans worth $437.8M have been approved in this industry since FY2010 - the #128 most-financed NAICS code in the country.

Median loan

$135,000

-25% vs all industries

Typical range

$20K-$585K

Middle 80%

Median rate

7.49%

7(a) initial note rate

Median term

10 yr

Charge-off rate

4.9%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
United Midwest Savings Bank	135	$20.0M
Live Oak Banking Company	25	$18.8M
SouthState Bank	17	$18.7M
The Huntington National Bank	123	$18.5M
Wells Fargo Bank	92	$17.6M
U.S. Bank	86	$15.5M
Bank of America	17	$10.9M
Truist Bank	31	$10.7M
JPMorgan Chase Bank	82	$10.7M
Newtek Small Business Finance, Inc.	16	$9.9M

Geography

Where these loans were made

State	Loans	Share
California	227
Texas	165
Florida	160
New York	102
Ohio	83
Arizona	75
Massachusetts	63
Utah	55

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

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’21

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
24%
$50K - $150K
27%
$150K - $350K
29%
$350K - $1M
15%
$1M - $2M
3%
Over $2M
1%

Nearby

Other administrative & waste industries

See the sector

Landscaping Services15,300 · $80,000 Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000 Carpet and Upholstery Cleaning Services1,365 · $100,000

Common questions

How much do SBA lenders typically lend to a exterminating and pest control services business?: The median SBA approval in NAICS 561710 is $135,000, with the middle 80% of loans between $20,000 and $585,000. Across all industries the median is $180,000.
Which lenders are most active in exterminating and pest control services?: By dollars approved: United Midwest Savings Bank, Live Oak Banking Company, SouthState Bank, The Huntington National Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is exterminating and pest control services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.9% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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