How much do lenders finance for a Panchero’s Mexican Grill franchise?

The median SBA loan approved for a Panchero’s Mexican Grill franchise is $350,000, with the middle 80% of loans between $100,000 and $666,900. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Panchero’s Mexican Grill franchises?

By dollars approved, the most active SBA lenders for Panchero’s Mexican Grill have been JPMorgan Chase Bank, Arvest Bank, Webster Bank, BCB Community Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Panchero’s Mexican Grill SBA loans?

The median term is 10.2 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Panchero’s Mexican Grill franchise

SBA lenders have approved 14 loans against the Panchero’s Mexican Grill brand since FY2010, totalling $4.7M. The median approval was $350,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1250

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$350,000

Typical range

$100K-$667K

Middle 80% of loans

Median term

10.2 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Panchero’s Mexican Grill

Lender	Loans	Approved
JPMorgan Chase Bank	4	$1.0M
Arvest Bank	1	$744K
Webster Bank	1	$667K
BCB Community Bank	2	$550K
Pivotal Business Partners	1	$450K
Parke Bank	1	$388K
The Bank of Princeton	1	$355K
Northwest Bank	1	$350K

Geography

Where Panchero’s Mexican Grill units were financed

State	Loans	Share
New Jersey	7
Illinois	4
Iowa	1
Pennsylvania	1
Massachusetts	1

Approvals by fiscal year

’10

’11

’12

’13

’18

’21

’23

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$50K - $150K
21%
$150K - $350K
21%
$350K - $1M
57%

Financing a Panchero’s Mexican Grill: common questions

How much do lenders finance for a Panchero’s Mexican Grill franchise?: The median SBA loan approved for a Panchero’s Mexican Grill franchise is $350,000, with the middle 80% of loans between $100,000 and $666,900. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Panchero’s Mexican Grill franchises?: By dollars approved, the most active SBA lenders for Panchero’s Mexican Grill have been JPMorgan Chase Bank, Arvest Bank, Webster Bank, BCB Community Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Panchero’s Mexican Grill SBA loans?: The median term is 10.2 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.