SBA lender · 7(a) program
Northwest Bank
Northwest Bank has approved 2,312 SBA loans worth $1.06B since FY2010 - the #99 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#99
0.21% of all SBA dollars
Total approved
$1.06B
FY2010 onward
Loans
2,312
Median loan
$175,500
-3% vs national
Median rate
6.75%
+0.00 pts vs national
Charge-off rate
4.2%
874 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Northwest Bank’s numbers say
Northwest Bank sits solidly inside the SBA lending field, having approved 2,312 loans for a gross total of $1.06B since fiscal 2010. Its median loan of $175,500 is close to the $180,000 national median.
The median initial note rate across its 7(a) approvals is 6.75%, essentially the national median. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Of its FY2010-FY2019 approvals that have reached a terminal status, 4.2% were charged off, 3.3 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 28% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a meaningfully greater appetite for startups than the average SBA lender.
Where Northwest Bank lends
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 537 | |
| Ohio | 392 | |
| New York | 262 | |
| Washington | 249 | |
| Iowa | 209 | |
| Nebraska | 144 | |
| Idaho | 110 | |
| Indiana | 75 |
What it lends against
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Northwest Bank
- How many SBA loans has Northwest Bank approved?
- Northwest Bank has approved 2,312 SBA loans totalling $1,055,722,200 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #99 among all SBA lenders by dollars approved.
- What is the typical Northwest Bank SBA loan size?
- The median gross approval is $175,500, with the middle 80% of loans falling between $25,000 and $1,170,000. The national median across all SBA lenders is $180,000.
- What interest rate does Northwest Bank charge on SBA 7(a) loans?
- The median initial note rate on Northwest Bank's 7(a) approvals is 6.75%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
- What is Northwest Bank's SBA loan charge-off rate?
- 4.2% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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