How much do lenders finance for a The Peach Cobbler Factory franchise?

The median SBA loan approved for a The Peach Cobbler Factory franchise is $234,750, with the middle 80% of loans between $25,000 and $420,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance The Peach Cobbler Factory franchises?

By dollars approved, the most active SBA lenders for The Peach Cobbler Factory have been The Huntington National Bank, First Bank of the Lake, Trustmark Bank, FDIC - Community Bank & Trust-West Georgia. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are The Peach Cobbler Factory SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a The Peach Cobbler Factory franchise

SBA lenders have approved 42 loans against the The Peach Cobbler Factory brand since FY2010, totalling $8.6M. The median approval was $234,750. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#548

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$234,750

Typical range

$25K-$420K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed The Peach Cobbler Factory

Lender	Loans	Approved
The Huntington National Bank	30	$4.7M
First Bank of the Lake	2	$838K
Trustmark Bank	2	$533K
FDIC - Community Bank & Trust-West Georgia	1	$509K
Newtek Bank	3	$500K
Byline Bank	1	$481K
First Business Bank	1	$420K
Magnifi Financial CU	1	$315K

Geography

Where The Peach Cobbler Factory units were financed

State	Loans	Share
Texas	10
Georgia	8
Ohio	5
South Carolina	4
Oklahoma	3
Indiana	2
Alabama	2
Florida	2

Approvals by fiscal year

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
14%
$50K - $150K
26%
$150K - $350K
43%
$350K - $1M
17%

Financing a The Peach Cobbler Factory: common questions

How much do lenders finance for a The Peach Cobbler Factory franchise?: The median SBA loan approved for a The Peach Cobbler Factory franchise is $234,750, with the middle 80% of loans between $25,000 and $420,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance The Peach Cobbler Factory franchises?: By dollars approved, the most active SBA lenders for The Peach Cobbler Factory have been The Huntington National Bank, First Bank of the Lake, Trustmark Bank, FDIC - Community Bank & Trust-West Georgia. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are The Peach Cobbler Factory SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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