How much do lenders finance for a Sparkle Wash International franchise?

The median SBA loan approved for a Sparkle Wash International franchise is $42,500, with the middle 80% of loans between $15,000 and $427,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Sparkle Wash International franchises?

By dollars approved, the most active SBA lenders for Sparkle Wash International have been FDIC - Community Bank & Trust-West Georgia, The Huntington National Bank, Manufacturers and Traders Trust Company, Prevail Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Sparkle Wash International SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Sparkle Wash International franchise

SBA lenders have approved 12 loans against the Sparkle Wash International brand since FY2010, totalling $1.9M. The median approval was $42,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1391

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$42,500

Typical range

$15K-$428K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Sparkle Wash International

Lender	Loans	Approved
FDIC - Community Bank & Trust-West Georgia	1	$637K
The Huntington National Bank	2	$463K
Manufacturers and Traders Trust Company	3	$287K
Prevail Bank	1	$284K
Magnifi Financial CU	1	$150K
STAR Financial Bank	2	$60K
VelocitySBA, LLC	2	$25K

Geography

Where Sparkle Wash International units were financed

State	Loans	Share
Pennsylvania	3
Tennessee	2
Indiana	2
West Virginia	2
Texas	1
Wisconsin	1
Colorado	1

Approvals by fiscal year

’10

’14

’18

’20

’21

’22

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
50%
$50K - $150K
8%
$150K - $350K
25%
$350K - $1M
17%

Financing a Sparkle Wash International: common questions

How much do lenders finance for a Sparkle Wash International franchise?: The median SBA loan approved for a Sparkle Wash International franchise is $42,500, with the middle 80% of loans between $15,000 and $427,500. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Sparkle Wash International franchises?: By dollars approved, the most active SBA lenders for Sparkle Wash International have been FDIC - Community Bank & Trust-West Georgia, The Huntington National Bank, Manufacturers and Traders Trust Company, Prevail Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Sparkle Wash International SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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