How much do lenders finance for a Sylvan Learning franchise?

The median SBA loan approved for a Sylvan Learning franchise is $150,000, with the middle 80% of loans between $20,000 and $471,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Sylvan Learning franchises?

By dollars approved, the most active SBA lenders for Sylvan Learning have been The Huntington National Bank, Stearns Bank, Wells Fargo Bank, Dakota Business Lending. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Sylvan Learning SBA loans?

The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Sylvan Learning franchise

SBA lenders have approved 25 loans against the Sylvan Learning brand since FY2010, totalling $6.9M. The median approval was $150,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#823

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$150,000

Typical range

$20K-$471K

Middle 80% of loans

Median term

7 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Sylvan Learning

Lender	Loans	Approved
The Huntington National Bank	2	$1.7M
Stearns Bank	1	$1.4M
Wells Fargo Bank	4	$1.1M
Dakota Business Lending	1	$471K
Unity Bank	1	$419K
United Community Bank	2	$375K
Melrose CU	2	$250K
Adirondack Bank	1	$225K

Geography

Where Sylvan Learning units were financed

State	Loans	Share
Massachusetts	6
New York	4
Illinois	3
Texas	3
Georgia	2
North Dakota	1
Vermont	1
Minnesota	1

Approvals by fiscal year

’13

’14

’15

’16

’17

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
24%
$50K - $150K
16%
$150K - $350K
36%
$350K - $1M
16%
$1M - $2M
8%

Financing a Sylvan Learning: common questions

How much do lenders finance for a Sylvan Learning franchise?: The median SBA loan approved for a Sylvan Learning franchise is $150,000, with the middle 80% of loans between $20,000 and $471,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Sylvan Learning franchises?: By dollars approved, the most active SBA lenders for Sylvan Learning have been The Huntington National Bank, Stearns Bank, Wells Fargo Bank, Dakota Business Lending. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Sylvan Learning SBA loans?: The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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