How much do SBA lenders typically lend to a educational support services business?

The median SBA approval in NAICS 611710 is $90,000, with the middle 80% of loans between $10,000 and $657,000. Across all industries the median is $180,000.

Which lenders are most active in educational support services?

By dollars approved: The Huntington National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Newtek Bank, Northeast Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is educational support services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 611710 · Education

SBA loans for educational support services

1,693 SBA loans worth $471.1M have been approved in this industry since FY2010 - the #137 most-financed NAICS code in the country.

Median loan

$90,000

-50% vs all industries

Typical range

$10K-$657K

Middle 80%

Median rate

8.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

8.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	145	$38.6M
Wells Fargo Bank	241	$19.4M
JPMorgan Chase Bank	98	$14.5M
Newtek Bank	31	$14.2M
Northeast Bank	100	$11.8M
TD Bank	78	$11.7M
Readycap Lending, LLC	53	$10.4M
Live Oak Banking Company	14	$9.6M
U.S. Bank	37	$9.0M
PNC Bank	32	$8.8M

Geography

Where these loans were made

State	Loans	Share
California	271
New York	160
Texas	129
Florida	112
Ohio	85
New Jersey	67
Maryland	64
Illinois	57

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
35%
$50K - $150K
26%
$150K - $350K
21%
$350K - $1M
12%
$1M - $2M
4%
Over $2M
3%

Nearby

Other education industries

See the sector

Sports and Recreation Instruction4,125 · $161,000 All Other Miscellaneous Schools and Instruction2,168 · $135,000 Fine Arts Schools1,997 · $125,000 Elementary and Secondary Schools1,386 · $601,500 Exam Preparation and Tutoring920 · $120,000 Professional and Management Development Training745 · $100,000 Other Technical and Trade Schools744 · $200,000 Cosmetology and Barber Schools507 · $200,000

Common questions

How much do SBA lenders typically lend to a educational support services business?: The median SBA approval in NAICS 611710 is $90,000, with the middle 80% of loans between $10,000 and $657,000. Across all industries the median is $180,000.
Which lenders are most active in educational support services?: By dollars approved: The Huntington National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Newtek Bank, Northeast Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is educational support services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

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