How much do SBA lenders typically lend to a grape vineyards business?

The median SBA approval in NAICS 111332 is $227,500, with the middle 80% of loans between $20,000 and $1,500,000. Across all industries the median is $180,000.

Which lenders are most active in grape vineyards?

By dollars approved: Cen Cal Business Finance Group, Univest Bank and Trust Co, Crown Bank, Bay Area Employment Development Company, Heritage Bank of the Ozarks. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is grape vineyards considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 0.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 111332 · Agriculture

SBA loans for grape vineyards

88 SBA loans worth $52.5M have been approved in this industry since FY2010 - the #721 most-financed NAICS code in the country.

Median loan

$227,500

+26% vs all industries

Typical range

$20K-$1.5M

Middle 80%

Median rate

6.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

0.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Cen Cal Business Finance Group	1	$5.0M
Univest Bank and Trust Co	2	$5.0M
Crown Bank	4	$3.4M
Bay Area Employment Development Company	2	$3.4M
Heritage Bank of the Ozarks	1	$2.5M
Newtek Small Business Finance, Inc.	1	$2.4M
Horizon Bank	3	$2.4M
CalPrivate Bank	1	$2.3M
Live Oak Banking Company	2	$1.8M
Summit State Bank	1	$1.8M

Geography

Where these loans were made

State	Loans	Share
California	31
Oregon	9
Washington	9
Michigan	7
Pennsylvania	6
New York	5
Virginia	4
Texas	3

Approvals by fiscal year

’10

’11

’12

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’19

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
24%
$50K - $150K
18%
$150K - $350K
17%
$350K - $1M
19%
$1M - $2M
14%
Over $2M
8%

Nearby

Other agriculture industries

See the sector

Broilers and Other Meat Type Chicken Production4,094 · $677,000 Logging1,090 · $88,000 Support Activities for Animal Production803 · $189,000 Chicken Egg Production727 · $473,000 Beef Cattle Ranching and Farming629 · $75,300 Other Poultry Production483 · $350,000 Nursery and Tree Production452 · $260,500 Soil Preparation, Planting, and Cultivating451 · $171,600

Common questions

How much do SBA lenders typically lend to a grape vineyards business?: The median SBA approval in NAICS 111332 is $227,500, with the middle 80% of loans between $20,000 and $1,500,000. Across all industries the median is $180,000.
Which lenders are most active in grape vineyards?: By dollars approved: Cen Cal Business Finance Group, Univest Bank and Trust Co, Crown Bank, Bay Area Employment Development Company, Heritage Bank of the Ozarks. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is grape vineyards considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 0.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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