How much do SBA lenders typically lend to a apiculture business?

The median SBA approval in NAICS 112910 is $60,000, with the middle 80% of loans between $15,000 and $652,000. Across all industries the median is $180,000.

Which lenders are most active in apiculture?

By dollars approved: Mabrey Bank, Southern Development Council, Five Star Bank, Regions Bank, Bay Area Employment Development Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is apiculture considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.1% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 112910 · Agriculture

SBA loans for apiculture

77 SBA loans worth $17.8M have been approved in this industry since FY2010 - the #753 most-financed NAICS code in the country.

Median loan

$60,000

-67% vs all industries

Typical range

$15K-$652K

Middle 80%

Median rate

7.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mabrey Bank	1	$1.8M
Southern Development Council	1	$1.6M
Five Star Bank	2	$1.6M
Regions Bank	1	$1.5M
Bay Area Employment Development Company	2	$1.4M
Pineland Bank	1	$1.3M
Farmers and Merchants Bank	1	$1.1M
Wells Fargo Bank	5	$810K
Firstrust Savings Bank	1	$550K
The Bank of Commerce	1	$500K

Geography

Where these loans were made

State	Loans	Share
California	10
New York	5
Washington	4
Utah	4
Florida	4
Minnesota	4
Pennsylvania	4
Ohio	4

Approvals by fiscal year

’10

’11

’13

’14

’15

’16

’17

’18

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
40%
$50K - $150K
26%
$150K - $350K
17%
$350K - $1M
9%
$1M - $2M
8%

Nearby

Other agriculture industries

See the sector

Broilers and Other Meat Type Chicken Production4,094 · $677,000 Logging1,090 · $88,000 Support Activities for Animal Production803 · $189,000 Chicken Egg Production727 · $473,000 Beef Cattle Ranching and Farming629 · $75,300 Other Poultry Production483 · $350,000 Nursery and Tree Production452 · $260,500 Soil Preparation, Planting, and Cultivating451 · $171,600

Common questions

How much do SBA lenders typically lend to a apiculture business?: The median SBA approval in NAICS 112910 is $60,000, with the middle 80% of loans between $15,000 and $652,000. Across all industries the median is $180,000.
Which lenders are most active in apiculture?: By dollars approved: Mabrey Bank, Southern Development Council, Five Star Bank, Regions Bank, Bay Area Employment Development Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is apiculture considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.1% were charged off, versus 7.6% across all SBA lending. That is close to average.

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