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NAICS 315999 · Manufacturing
SBA loans for other apparel accessories and other apparel manufacturing
178 SBA loans worth $56.0M have been approved in this industry since FY2010 - the #570 most-financed NAICS code in the country.
Median loan
$100,000
-44% vs all industries
Typical range
$10K-$685K
Middle 80%
Median rate
6.75%
7(a) initial note rate
Median term
7 yr
Charge-off rate
5.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 6 | $8.5M | |
| JPMorgan Chase Bank | 26 | $5.0M | |
| U.S. Bank | 6 | $3.7M | |
| Enterprise Bank & Trust | 7 | $3.5M | |
| Advantage Certified Development Corporation | 1 | $3.4M | |
| Business Finance Capital | 3 | $3.3M | |
| Wells Fargo Bank | 11 | $3.1M | |
| CDC Small Business Finance Corp. | 3 | $2.4M | |
| California Statewide Certified Development Corporation | 1 | $2.1M | |
| Midwest Business Finance Corporation | 4 | $1.5M |
An SBA 7(a) lender for loans this size
71% of the SBA loans approved in other apparel accessories and other apparel manufacturing since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K35%
- $50K - $150K21%
- $150K - $350K15%
- $350K - $1M21%
- $1M - $2M5%
- Over $2M3%
Nearby
Other manufacturing industries
Common questions
- How much do SBA lenders typically lend to a other apparel accessories and other apparel manufacturing business?
- The median SBA approval in NAICS 315999 is $100,000, with the middle 80% of loans between $10,000 and $685,000. Across all industries the median is $180,000.
- Which lenders are most active in other apparel accessories and other apparel manufacturing?
- By dollars approved: Mortgage Capital Development Corporation, JPMorgan Chase Bank, U.S. Bank, Enterprise Bank & Trust, Advantage Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other apparel accessories and other apparel manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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