How much do SBA lenders typically lend to a other apparel accessories and other apparel manufacturing business?

The median SBA approval in NAICS 315999 is $100,000, with the middle 80% of loans between $10,000 and $685,000. Across all industries the median is $180,000.

Which lenders are most active in other apparel accessories and other apparel manufacturing?

By dollars approved: Mortgage Capital Development Corporation, JPMorgan Chase Bank, U.S. Bank, Enterprise Bank & Trust, Advantage Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other apparel accessories and other apparel manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 315999 · Manufacturing

SBA loans for other apparel accessories and other apparel manufacturing

178 SBA loans worth $56.0M have been approved in this industry since FY2010 - the #570 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$10K-$685K

Middle 80%

Median rate

6.75%

7(a) initial note rate

Median term

7 yr

Charge-off rate

5.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mortgage Capital Development Corporation	6	$8.5M
JPMorgan Chase Bank	26	$5.0M
U.S. Bank	6	$3.7M
Enterprise Bank & Trust	7	$3.5M
Advantage Certified Development Corporation	1	$3.4M
Business Finance Capital	3	$3.3M
Wells Fargo Bank	11	$3.1M
CDC Small Business Finance Corp.	3	$2.4M
California Statewide Certified Development Corporation	1	$2.1M
Midwest Business Finance Corporation	4	$1.5M

Geography

Where these loans were made

State	Loans	Share
California	53
Texas	12
New York	12
Florida	11
Colorado	9
Minnesota	8
Louisiana	6
Ohio	6

Approvals by fiscal year

’10

’11

’12

’13

’14

’18

’23

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
35%
$50K - $150K
21%
$150K - $350K
15%
$350K - $1M
21%
$1M - $2M
5%
Over $2M
3%

Nearby

Other manufacturing industries

See the sector

Breweries4,377 · $265,000 Retail Bakeries2,557 · $150,000 Commercial Bakeries1,411 · $150,000 Wineries1,122 · $210,000 All Other Miscellaneous Food Manufacturing1,008 · $300,000 Coffee and Tea Manufacturing804 · $127,750 Apparel Accessories and Other Apparel Manufacturing782 · $200,000 Distilleries769 · $250,000

Common questions

How much do SBA lenders typically lend to a other apparel accessories and other apparel manufacturing business?: The median SBA approval in NAICS 315999 is $100,000, with the middle 80% of loans between $10,000 and $685,000. Across all industries the median is $180,000.
Which lenders are most active in other apparel accessories and other apparel manufacturing?: By dollars approved: Mortgage Capital Development Corporation, JPMorgan Chase Bank, U.S. Bank, Enterprise Bank & Trust, Advantage Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other apparel accessories and other apparel manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.