How much do SBA lenders typically lend to a pharmaceutical preparation manufacturing business?

The median SBA approval in NAICS 325412 is $500,000, with the middle 80% of loans between $50,000 and $3,140,000. Across all industries the median is $180,000.

Which lenders are most active in pharmaceutical preparation manufacturing?

By dollars approved: Newtek Small Business Finance, Inc., Peapack Private Bank and Trust, Capital Certified Development Corporation, Provident Bank, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is pharmaceutical preparation manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 325412 · Manufacturing

SBA loans for pharmaceutical preparation manufacturing

330 SBA loans worth $364.8M have been approved in this industry since FY2010 - the #431 most-financed NAICS code in the country.

Median loan

$500,000

+178% vs all industries

Typical range

$50K-$3.1M

Middle 80%

Median rate

6.15%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Newtek Small Business Finance, Inc.	7	$15.0M
Peapack Private Bank and Trust	5	$12.9M
Capital Certified Development Corporation	2	$9.7M
Provident Bank	4	$9.6M
Newtek Bank	8	$9.0M
Byline Bank	2	$7.8M
Wells Fargo Bank	19	$7.7M
Cedar Rapids Bank and Trust Company	2	$7.7M
Live Oak Banking Company	3	$7.7M
Financial Resources Federal Credit Union	2	$7.6M

Geography

Where these loans were made

State	Loans	Share
California	37
New Jersey	35
Florida	32
Texas	27
New York	24
Massachusetts	14
Colorado	13
Pennsylvania	13

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
8%
$50K - $150K
14%
$150K - $350K
17%
$350K - $1M
28%
$1M - $2M
13%
Over $2M
20%

Nearby

Other manufacturing industries

See the sector

Commercial Printing3,239 · $275,000 Commercial Screen Printing1,759 · $130,900 All Other Plastics Product Manufacturing1,604 · $457,000 All Other Miscellaneous Wood Product Manufacturing934 · $241,500 Cut Stone and Stone Product Manufacturing801 · $312,000 Wood Container and Pallet Manufacturing572 · $350,000 Commercial Lithographic Printing570 · $316,000 All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000

Common questions

How much do SBA lenders typically lend to a pharmaceutical preparation manufacturing business?: The median SBA approval in NAICS 325412 is $500,000, with the middle 80% of loans between $50,000 and $3,140,000. Across all industries the median is $180,000.
Which lenders are most active in pharmaceutical preparation manufacturing?: By dollars approved: Newtek Small Business Finance, Inc., Peapack Private Bank and Trust, Capital Certified Development Corporation, Provident Bank, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is pharmaceutical preparation manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

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