How much do SBA lenders typically lend to a wood container and pallet manufacturing business?

The median SBA approval in NAICS 321920 is $350,000, with the middle 80% of loans between $47,000 and $1,903,000. Across all industries the median is $180,000.

Which lenders are most active in wood container and pallet manufacturing?

By dollars approved: Enterprise Bank & Trust, The Huntington National Bank, Wells Fargo Bank, Mortgage Capital Development Corporation, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is wood container and pallet manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.3% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 321920 · Manufacturing

SBA loans for wood container and pallet manufacturing

572 SBA loans worth $411.5M have been approved in this industry since FY2010 - the #314 most-financed NAICS code in the country.

Median loan

$350,000

+94% vs all industries

Typical range

$47K-$1.9M

Middle 80%

Median rate

6.03%

7(a) initial note rate

Median term

10 yr

Charge-off rate

3.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Enterprise Bank & Trust	16	$22.0M
The Huntington National Bank	41	$18.0M
Wells Fargo Bank	36	$16.8M
Mortgage Capital Development Corporation	8	$15.5M
U.S. Bank	16	$11.7M
BankVista	9	$11.3M
VelocitySBA, LLC	5	$11.2M
Fifth Third Bank	8	$10.4M
Business Finance Capital	9	$10.3M
Live Oak Banking Company	7	$9.6M

Geography

Where these loans were made

State	Loans	Share
California	93
Minnesota	44
Wisconsin	40
Michigan	39
Texas	38
Illinois	36
New York	32
Ohio	28

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
10%
$50K - $150K
17%
$150K - $350K
21%
$350K - $1M
28%
$1M - $2M
14%
Over $2M
9%

Nearby

Other manufacturing industries

See the sector

Commercial Printing3,239 · $275,000 Commercial Screen Printing1,759 · $130,900 All Other Plastics Product Manufacturing1,604 · $457,000 All Other Miscellaneous Wood Product Manufacturing934 · $241,500 Cut Stone and Stone Product Manufacturing801 · $312,000 Commercial Lithographic Printing570 · $316,000 All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000 Other Millwork396 · $300,000

Common questions

How much do SBA lenders typically lend to a wood container and pallet manufacturing business?: The median SBA approval in NAICS 321920 is $350,000, with the middle 80% of loans between $47,000 and $1,903,000. Across all industries the median is $180,000.
Which lenders are most active in wood container and pallet manufacturing?: By dollars approved: Enterprise Bank & Trust, The Huntington National Bank, Wells Fargo Bank, Mortgage Capital Development Corporation, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is wood container and pallet manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.3% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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