NAICS 325612 · Manufacturing
SBA loans for polish and other sanitation good manufacturing
69 SBA loans worth $49.2M have been approved in this industry since FY2010 - the #777 most-financed NAICS code in the country.
Median loan
$347,000
+93% vs all industries
Typical range
$25K-$2.0M
Middle 80%
Median rate
6.75%
7(a) initial note rate
Median term
10 yr
Charge-off rate
12.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| WesBanco Bank, Inc. | 3 | $8.3M | |
| IncredibleBank | 4 | $7.0M | |
| Zions Bank, A Division of | 2 | $3.9M | |
| Business Expansion Funding Corporation | 4 | $3.5M | |
| America First Federal Credit Union | 1 | $3.0M | |
| First Commonwealth Bank | 3 | $2.6M | |
| Washington Trust Bank | 1 | $2.4M | |
| Port 51 Lending LLC | 1 | $2.3M | |
| Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 1 | $2.0M | |
| California Statewide Certified Development Corporation | 1 | $1.3M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Texas | 9 | |
| North Carolina | 8 | |
| California | 7 | |
| Utah | 4 | |
| Wisconsin | 4 | |
| Ohio | 4 | |
| Massachusetts | 3 | |
| Iowa | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K16%
- $50K - $150K13%
- $150K - $350K22%
- $350K - $1M26%
- $1M - $2M12%
- Over $2M12%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a polish and other sanitation good manufacturing business?
- The median SBA approval in NAICS 325612 is $347,000, with the middle 80% of loans between $25,000 and $2,039,000. Across all industries the median is $180,000.
- Which lenders are most active in polish and other sanitation good manufacturing?
- By dollars approved: WesBanco Bank, Inc., IncredibleBank, Zions Bank, A Division of, Business Expansion Funding Corporation, America First Federal Credit Union. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is polish and other sanitation good manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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