NAICS 326140 · Manufacturing
SBA loans for polystyrene foam product manufacturing
78 SBA loans worth $55.3M have been approved in this industry since FY2010 - the #747 most-financed NAICS code in the country.
Median loan
$382,000
+112% vs all industries
Typical range
$50K-$2.0M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.5%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Midwest Business Finance Corporation | 3 | $5.2M | |
| Wells Fargo Bank | 7 | $5.1M | |
| Readycap Lending, LLC | 1 | $5.0M | |
| Fifth Third Bank | 3 | $4.3M | |
| Mortgage Capital Development Corporation | 2 | $2.2M | |
| First General Bank | 1 | $2.2M | |
| Old National Bank | 2 | $2.1M | |
| Banc of California | 1 | $2.0M | |
| Ameris Bank | 1 | $2.0M | |
| Byline Bank | 2 | $2.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 12 | |
| Ohio | 8 | |
| Missouri | 6 | |
| Minnesota | 5 | |
| Indiana | 5 | |
| Utah | 4 | |
| Mississippi | 3 | |
| Georgia | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K8%
- $50K - $150K23%
- $150K - $350K15%
- $350K - $1M26%
- $1M - $2M18%
- Over $2M10%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a polystyrene foam product manufacturing business?
- The median SBA approval in NAICS 326140 is $382,000, with the middle 80% of loans between $50,000 and $1,985,000. Across all industries the median is $180,000.
- Which lenders are most active in polystyrene foam product manufacturing?
- By dollars approved: Midwest Business Finance Corporation, Wells Fargo Bank, Readycap Lending, LLC, Fifth Third Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is polystyrene foam product manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.5% were charged off, versus 7.6% across all SBA lending. That is close to average.
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