How much do SBA lenders typically lend to a sign manufacturing business?

The median SBA approval in NAICS 339950 is $200,000, with the middle 80% of loans between $25,000 and $1,135,000. Across all industries the median is $180,000.

Which lenders are most active in sign manufacturing?

By dollars approved: Wells Fargo Bank, The Huntington National Bank, U.S. Bank, Live Oak Banking Company, Empire State Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is sign manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 10.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 339950 · Manufacturing

SBA loans for sign manufacturing

1,908 SBA loans worth $852.4M have been approved in this industry since FY2010 - the #123 most-financed NAICS code in the country.

Median loan

$200,000

+11% vs all industries

Typical range

$25K-$1.1M

Middle 80%

Median rate

6.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

10.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	111	$39.4M
The Huntington National Bank	132	$29.3M
U.S. Bank	62	$25.9M
Live Oak Banking Company	23	$22.9M
Empire State Certified Development Corporation	8	$16.0M
SouthState Bank	13	$15.7M
CDC Small Business Finance Corp.	16	$15.1M
Byline Bank	20	$15.0M
Pinnacle Bank	12	$13.6M
KeyBank	33	$13.1M

Geography

Where these loans were made

State	Loans	Share
California	179
Texas	157
Florida	138
Illinois	111
New York	89
Ohio	83
Colorado	70
Michigan	68

Approvals by fiscal year

’10

’11

’12

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’14

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’16

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’19

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
17%
$50K - $150K
21%
$150K - $350K
26%
$350K - $1M
24%
$1M - $2M
8%
Over $2M
4%

Nearby

Other manufacturing industries

See the sector

Machine Shops4,240 · $300,000 All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100 All Other Miscellaneous Manufacturing2,510 · $313,000 Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350 Fabricated Structural Metal Manufacturing1,082 · $350,000 Sheet Metal Work Manufacturing806 · $385,950 Dental Laboratories752 · $146,350 Sporting and Athletic Goods Manufacturing691 · $150,000

Common questions

How much do SBA lenders typically lend to a sign manufacturing business?: The median SBA approval in NAICS 339950 is $200,000, with the middle 80% of loans between $25,000 and $1,135,000. Across all industries the median is $180,000.
Which lenders are most active in sign manufacturing?: By dollars approved: Wells Fargo Bank, The Huntington National Bank, U.S. Bank, Live Oak Banking Company, Empire State Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is sign manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 10.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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