How much do SBA lenders typically lend to a wood kitchen cabinet and countertop manufacturing business?

The median SBA approval in NAICS 337110 is $249,350, with the middle 80% of loans between $25,000 and $1,506,000. Across all industries the median is $180,000.

Which lenders are most active in wood kitchen cabinet and countertop manufacturing?

By dollars approved: U.S. Bank, Wells Fargo Bank, The Huntington National Bank, Live Oak Banking Company, Business Finance Capital. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is wood kitchen cabinet and countertop manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 337110 · Manufacturing

SBA loans for wood kitchen cabinet and countertop manufacturing

1,512 SBA loans worth $826.8M have been approved in this industry since FY2010 - the #148 most-financed NAICS code in the country.

Median loan

$249,350

+39% vs all industries

Typical range

$25K-$1.5M

Middle 80%

Median rate

6.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
U.S. Bank	73	$36.7M
Wells Fargo Bank	63	$31.8M
The Huntington National Bank	83	$30.5M
Live Oak Banking Company	15	$23.4M
Business Finance Capital	11	$17.8M
Beacon Bank and Trust	22	$17.2M
Florida First Capital Finance Corporation, Inc.	17	$14.1M
First National Bank of Pennsylvania	17	$13.3M
Enterprise Bank & Trust	13	$13.0M
Pinnacle Bank	10	$11.7M

Geography

Where these loans were made

State	Loans	Share
California	162
Florida	135
Minnesota	103
Utah	90
Texas	78
Wisconsin	70
Ohio	55
Pennsylvania	54

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
22%
$150K - $350K
22%
$350K - $1M
24%
$1M - $2M
10%
Over $2M
6%

Nearby

Other manufacturing industries

See the sector

Machine Shops4,240 · $300,000 All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100 All Other Miscellaneous Manufacturing2,510 · $313,000 Sign Manufacturing1,908 · $200,000 Fabricated Structural Metal Manufacturing1,082 · $350,000 Sheet Metal Work Manufacturing806 · $385,950 Dental Laboratories752 · $146,350 Sporting and Athletic Goods Manufacturing691 · $150,000

Common questions

How much do SBA lenders typically lend to a wood kitchen cabinet and countertop manufacturing business?: The median SBA approval in NAICS 337110 is $249,350, with the middle 80% of loans between $25,000 and $1,506,000. Across all industries the median is $180,000.
Which lenders are most active in wood kitchen cabinet and countertop manufacturing?: By dollars approved: U.S. Bank, Wells Fargo Bank, The Huntington National Bank, Live Oak Banking Company, Business Finance Capital. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is wood kitchen cabinet and countertop manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

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