NAICS 423410 · Wholesale
SBA loans for photographic equipment and supplies merchant wholesalers
93 SBA loans worth $47.5M have been approved in this industry since FY2010 - the #709 most-financed NAICS code in the country.
Median loan
$250,000
+39% vs all industries
Typical range
$35K-$1.1M
Middle 80%
Median rate
6.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
0.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Small Business Finance, Inc. | 1 | $5.0M | |
| Webster Bank | 1 | $5.0M | |
| NewBank | 1 | $4.0M | |
| The Huntington National Bank | 3 | $2.9M | |
| JPMorgan Chase Bank | 15 | $2.7M | |
| U.S. Bank | 7 | $2.6M | |
| WaFd Bank | 2 | $2.4M | |
| Live Oak Banking Company | 2 | $2.0M | |
| First National Bank of Pennsylvania | 3 | $1.5M | |
| KeyBank | 2 | $1.4M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 28 | |
| New York | 13 | |
| Florida | 7 | |
| North Carolina | 4 | |
| Maryland | 4 | |
| Texas | 4 | |
| Oregon | 4 | |
| Illinois | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K12%
- $50K - $150K19%
- $150K - $350K31%
- $350K - $1M26%
- $1M - $2M8%
- Over $2M4%
Nearby
Other wholesale industries
Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750Wholesale Trade Agents and Brokers1,547 · $180,000Recyclable Material Merchant Wholesalers1,450 · $350,000
Common questions
- How much do SBA lenders typically lend to a photographic equipment and supplies merchant wholesalers business?
- The median SBA approval in NAICS 423410 is $250,000, with the middle 80% of loans between $35,000 and $1,100,000. Across all industries the median is $180,000.
- Which lenders are most active in photographic equipment and supplies merchant wholesalers?
- By dollars approved: Newtek Small Business Finance, Inc., Webster Bank, NewBank, The Huntington National Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is photographic equipment and supplies merchant wholesalers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 0.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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