How much do SBA lenders typically lend to a other electronic parts and equipment merchant wholesalers business?

The median SBA approval in NAICS 423690 is $250,000, with the middle 80% of loans between $25,000 and $1,458,000. Across all industries the median is $180,000.

Which lenders are most active in other electronic parts and equipment merchant wholesalers?

By dollars approved: Wells Fargo Bank, The Huntington National Bank, JPMorgan Chase Bank, Business Finance Capital, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other electronic parts and equipment merchant wholesalers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 423690 · Wholesale

SBA loans for other electronic parts and equipment merchant wholesalers

1,071 SBA loans worth $592.2M have been approved in this industry since FY2010 - the #194 most-financed NAICS code in the country.

Median loan

$250,000

+39% vs all industries

Typical range

$25K-$1.5M

Middle 80%

Median rate

6.58%

7(a) initial note rate

Median term

10 yr

Charge-off rate

12.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	78	$43.1M
The Huntington National Bank	47	$23.8M
JPMorgan Chase Bank	101	$23.4M
Business Finance Capital	14	$22.1M
U.S. Bank	39	$15.8M
Bank of Hope	22	$15.2M
CDC Small Business Finance Corp.	20	$14.3M
Newtek Small Business Finance, Inc.	11	$12.5M
Capital Access Group, Inc.	11	$12.0M
East West Bank	17	$11.1M

Geography

Where these loans were made

State	Loans	Share
California	264
Florida	161
New York	119
Texas	68
New Jersey	44
Illinois	35
Michigan	33
Ohio	31

Approvals by fiscal year

’10

’11

’12

’13

’14

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’16

’17

’18

’19

’20

’21

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’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
14%
$50K - $150K
23%
$150K - $350K
22%
$350K - $1M
24%
$1M - $2M
11%
Over $2M
6%

Nearby

Other wholesale industries

See the sector

Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000 Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000 Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000 Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000 Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000 Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750 Wholesale Trade Agents and Brokers1,547 · $180,000 Recyclable Material Merchant Wholesalers1,450 · $350,000

Common questions

How much do SBA lenders typically lend to a other electronic parts and equipment merchant wholesalers business?: The median SBA approval in NAICS 423690 is $250,000, with the middle 80% of loans between $25,000 and $1,458,000. Across all industries the median is $180,000.
Which lenders are most active in other electronic parts and equipment merchant wholesalers?: By dollars approved: Wells Fargo Bank, The Huntington National Bank, JPMorgan Chase Bank, Business Finance Capital, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other electronic parts and equipment merchant wholesalers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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