How much do SBA lenders typically lend to a stationery and office supplies merchant wholesalers business?

The median SBA approval in NAICS 424120 is $150,000, with the middle 80% of loans between $25,000 and $1,398,000. Across all industries the median is $180,000.

Which lenders are most active in stationery and office supplies merchant wholesalers?

By dollars approved: First Internet Bank of Indiana, The Huntington National Bank, KeyBank, JPMorgan Chase Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is stationery and office supplies merchant wholesalers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.4% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 424120 · Wholesale

SBA loans for stationery and office supplies merchant wholesalers

274 SBA loans worth $134.3M have been approved in this industry since FY2010 - the #470 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$25K-$1.4M

Middle 80%

Median rate

6.40%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.4%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
First Internet Bank of Indiana	4	$11.8M
The Huntington National Bank	25	$11.2M
KeyBank	9	$7.1M
JPMorgan Chase Bank	30	$6.8M
Wells Fargo Bank	15	$6.7M
U.S. Bank	12	$6.0M
Banco Popular de Puerto Rico	10	$5.4M
CDC Small Business Finance Corp.	1	$5.0M
First General Bank	2	$4.3M
Empire State Certified Development Corporation	1	$4.0M

Geography

Where these loans were made

State	Loans	Share
California	37
New York	21
Puerto Rico	20
Ohio	20
Texas	16
Florida	15
Minnesota	12
Michigan	12

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
20%
$50K - $150K
27%
$150K - $350K
19%
$350K - $1M
19%
$1M - $2M
8%
Over $2M
7%

Nearby

Other wholesale industries

See the sector

Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000 Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000 Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000 Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000 Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000 Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750 Wholesale Trade Agents and Brokers1,547 · $180,000 Recyclable Material Merchant Wholesalers1,450 · $350,000

Common questions

How much do SBA lenders typically lend to a stationery and office supplies merchant wholesalers business?: The median SBA approval in NAICS 424120 is $150,000, with the middle 80% of loans between $25,000 and $1,398,000. Across all industries the median is $180,000.
Which lenders are most active in stationery and office supplies merchant wholesalers?: By dollars approved: First Internet Bank of Indiana, The Huntington National Bank, KeyBank, JPMorgan Chase Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is stationery and office supplies merchant wholesalers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.4% were charged off, versus 7.6% across all SBA lending. That is close to average.

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