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NAICS 424350 · Wholesale
SBA loans for clothing and clothing accessories merchant wholesalers
540 SBA loans worth $296.4M have been approved in this industry since FY2010 - the #324 most-financed NAICS code in the country.
Median loan
$200,000
+11% vs all industries
Typical range
$30K-$1.5M
Middle 80%
Median rate
10.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Business Finance Capital | 20 | $49.8M | |
| City National Bank | 9 | $23.3M | |
| First Internet Bank of Indiana | 11 | $16.4M | |
| Bank of Hope | 60 | $14.1M | |
| Newtek Bank | 26 | $13.8M | |
| California Statewide Certified Development Corporation | 5 | $10.5M | |
| US Metro Bank | 3 | $8.9M | |
| PCB Bank | 4 | $7.0M | |
| JPMorgan Chase Bank | 24 | $6.6M | |
| Wells Fargo Bank | 13 | $6.4M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 233 | |
| New York | 93 | |
| Florida | 41 | |
| New Jersey | 25 | |
| Texas | 18 | |
| Georgia | 16 | |
| Utah | 10 | |
| Ohio | 9 |
An SBA 7(a) lender for loans this size
66% of the SBA loans approved in clothing and clothing accessories merchant wholesalers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K14%
- $50K - $150K20%
- $150K - $350K32%
- $350K - $1M20%
- $1M - $2M6%
- Over $2M8%
Franchise brands in Clothing and Clothing Accessories Merchant Wholesalers
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Once Upon A Child | 2 | $600K | |
| Pro Image Sports | 1 | $324K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other wholesale industries
Common questions
- How much do SBA lenders typically lend to a clothing and clothing accessories merchant wholesalers business?
- The median SBA approval in NAICS 424350 is $200,000, with the middle 80% of loans between $30,000 and $1,539,000. Across all industries the median is $180,000.
- Which lenders are most active in clothing and clothing accessories merchant wholesalers?
- By dollars approved: Business Finance Capital, City National Bank, First Internet Bank of Indiana, Bank of Hope, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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