How much do SBA lenders typically lend to a livestock merchant wholesalers business?

The median SBA approval in NAICS 424520 is $151,300, with the middle 80% of loans between $15,000 and $1,650,000. Across all industries the median is $180,000.

Which lenders are most active in livestock merchant wholesalers?

By dollars approved: First National Bank of Pennsylvania, First Farmers Bank and Trust Co, KCB Bank, MVB Bank, Inc., First Oklahoma Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is livestock merchant wholesalers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 424520 · Wholesale

SBA loans for livestock merchant wholesalers

63 SBA loans worth $31.5M have been approved in this industry since FY2010 - the #799 most-financed NAICS code in the country.

Median loan

$151,300

-16% vs all industries

Typical range

$15K-$1.6M

Middle 80%

Median rate

6.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.9%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
First National Bank of Pennsylvania	1	$4.0M
First Farmers Bank and Trust Co	1	$2.5M
KCB Bank	1	$2.2M
MVB Bank, Inc.	2	$1.9M
First Oklahoma Bank	1	$1.7M
Old National Bank	1	$1.7M
Flanagan State Bank	1	$1.7M
U.S. Bank	4	$1.7M
TS Bank	1	$1.6M
Commerce Bank	2	$1.5M

Geography

Where these loans were made

State	Loans	Share
Missouri	7
Texas	5
New York	5
Montana	4
Indiana	4
Minnesota	3
Nebraska	3
Kentucky	3

Approvals by fiscal year

’10

’11

’12

’14

’15

’16

’17

’18

’19

’21

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
24%
$50K - $150K
16%
$150K - $350K
24%
$350K - $1M
19%
$1M - $2M
13%
Over $2M
5%

Nearby

Other wholesale industries

See the sector

Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000 Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000 Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000 Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000 Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000 Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750 Wholesale Trade Agents and Brokers1,547 · $180,000 Recyclable Material Merchant Wholesalers1,450 · $350,000

Common questions

How much do SBA lenders typically lend to a livestock merchant wholesalers business?: The median SBA approval in NAICS 424520 is $151,300, with the middle 80% of loans between $15,000 and $1,650,000. Across all industries the median is $180,000.
Which lenders are most active in livestock merchant wholesalers?: By dollars approved: First National Bank of Pennsylvania, First Farmers Bank and Trust Co, KCB Bank, MVB Bank, Inc., First Oklahoma Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is livestock merchant wholesalers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.9% were charged off, versus 7.6% across all SBA lending. That is close to average.

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