How much do SBA lenders typically lend to a plastics materials and basic forms and shapes merchant wholesalers business?

The median SBA approval in NAICS 424610 is $300,000, with the middle 80% of loans between $50,000 and $1,689,900. Across all industries the median is $180,000.

Which lenders are most active in plastics materials and basic forms and shapes merchant wholesalers?

By dollars approved: Wells Fargo Bank, Webster Bank, JPMorgan Chase Bank, The Huntington National Bank, Wintrust Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is plastics materials and basic forms and shapes merchant wholesalers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 424610 · Wholesale

SBA loans for plastics materials and basic forms and shapes merchant wholesalers

211 SBA loans worth $139.2M have been approved in this industry since FY2010 - the #530 most-financed NAICS code in the country.

Median loan

$300,000

+67% vs all industries

Typical range

$50K-$1.7M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	14	$14.9M
Webster Bank	13	$14.2M
JPMorgan Chase Bank	16	$6.3M
The Huntington National Bank	10	$6.1M
Wintrust Bank	1	$5.0M
PCB Bank	2	$4.8M
Bank of America	7	$4.8M
Bank of Hope	3	$4.3M
Port 51 Lending LLC	1	$4.2M
Florence Bank	1	$3.7M

Geography

Where these loans were made

State	Loans	Share
California	52
Texas	20
Florida	17
New York	13
Georgia	12
Rhode Island	12
Illinois	11
Ohio	9

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
8%
$50K - $150K
19%
$150K - $350K
29%
$350K - $1M
24%
$1M - $2M
12%
Over $2M
9%

Nearby

Other wholesale industries

See the sector

Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000 Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000 Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000 Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000 Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000 Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750 Wholesale Trade Agents and Brokers1,547 · $180,000 Recyclable Material Merchant Wholesalers1,450 · $350,000

Common questions

How much do SBA lenders typically lend to a plastics materials and basic forms and shapes merchant wholesalers business?: The median SBA approval in NAICS 424610 is $300,000, with the middle 80% of loans between $50,000 and $1,689,900. Across all industries the median is $180,000.
Which lenders are most active in plastics materials and basic forms and shapes merchant wholesalers?: By dollars approved: Wells Fargo Bank, Webster Bank, JPMorgan Chase Bank, The Huntington National Bank, Wintrust Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is plastics materials and basic forms and shapes merchant wholesalers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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