NAICS 424690 · Wholesale
SBA loans for other chemical and allied products merchant wholesalers
625 SBA loans worth $434.9M have been approved in this industry since FY2010 - the #298 most-financed NAICS code in the country.
Median loan
$269,000
+49% vs all industries
Typical range
$30K-$2.0M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
3.7%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 10 | $19.3M | |
| CDC Small Business Finance Corp. | 12 | $16.8M | |
| The Huntington National Bank | 29 | $15.5M | |
| JPMorgan Chase Bank | 49 | $15.5M | |
| Mortgage Capital Development Corporation | 6 | $11.9M | |
| Wells Fargo Bank | 28 | $9.7M | |
| Business Finance Capital | 8 | $9.1M | |
| Amerant Bank | 4 | $8.6M | |
| Zions Bank, A Division of | 12 | $8.6M | |
| Harvest Small Business Finance, LLC | 4 | $8.6M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 99 | |
| Texas | 71 | |
| Florida | 54 | |
| New York | 36 | |
| Illinois | 32 | |
| Pennsylvania | 28 | |
| New Jersey | 25 | |
| Ohio | 24 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K12%
- $50K - $150K19%
- $150K - $350K24%
- $350K - $1M24%
- $1M - $2M12%
- Over $2M10%
Nearby
Other wholesale industries
Other Miscellaneous Durable Goods Merchant Wholesalers4,432 · $296,000Other Miscellaneous Nondurable Goods Merchant Wholesalers3,598 · $270,000Other Grocery and Related Products Merchant Wholesalers2,289 · $150,000Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers1,953 · $150,000Industrial Machinery and Equipment Merchant Wholesalers1,918 · $300,000Sporting and Recreational Goods and Supplies Merchant Wholesalers1,706 · $191,750Wholesale Trade Agents and Brokers1,547 · $180,000Recyclable Material Merchant Wholesalers1,450 · $350,000
Common questions
- How much do SBA lenders typically lend to a other chemical and allied products merchant wholesalers business?
- The median SBA approval in NAICS 424690 is $269,000, with the middle 80% of loans between $30,000 and $1,973,000. Across all industries the median is $180,000.
- Which lenders are most active in other chemical and allied products merchant wholesalers?
- By dollars approved: Live Oak Banking Company, CDC Small Business Finance Corp., The Huntington National Bank, JPMorgan Chase Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other chemical and allied products merchant wholesalers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.7% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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