How much do SBA lenders typically lend to a recreational vehicle dealers business?

The median SBA approval in NAICS 441210 is $367,000, with the middle 80% of loans between $50,000 and $2,000,000. Across all industries the median is $180,000.

Which lenders are most active in recreational vehicle dealers?

By dollars approved: Mountain West Small Business Finance, Wells Fargo Bank, Live Oak Banking Company, Intermountain Business Lending, Inc., Old National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is recreational vehicle dealers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 441210 · Retail

SBA loans for recreational vehicle dealers

657 SBA loans worth $482.9M have been approved in this industry since FY2010 - the #282 most-financed NAICS code in the country.

Median loan

$367,000

+104% vs all industries

Typical range

$50K-$2.0M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.6%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mountain West Small Business Finance	17	$21.1M
Wells Fargo Bank	24	$14.8M
Live Oak Banking Company	5	$12.8M
Intermountain Business Lending, Inc.	4	$9.8M
Old National Bank	6	$9.5M
Evergreen Business Capital	8	$9.4M
The Huntington National Bank	17	$8.7M
Celtic Bank Corporation	9	$8.6M
Mortgage Capital Development Corporation	9	$8.0M
WBD, Inc.	11	$7.9M

Geography

Where these loans were made

State	Loans	Share
California	83
Utah	44
Florida	42
Minnesota	40
Texas	36
Wisconsin	33
Washington	29
Oregon	25

Approvals by fiscal year

’10

’11

’12

’13

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’16

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’18

’19

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
9%
$50K - $150K
14%
$150K - $350K
23%
$350K - $1M
29%
$1M - $2M
14%
Over $2M
10%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a recreational vehicle dealers business?: The median SBA approval in NAICS 441210 is $367,000, with the middle 80% of loans between $50,000 and $2,000,000. Across all industries the median is $180,000.
Which lenders are most active in recreational vehicle dealers?: By dollars approved: Mountain West Small Business Finance, Wells Fargo Bank, Live Oak Banking Company, Intermountain Business Lending, Inc., Old National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is recreational vehicle dealers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

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