How much do SBA lenders typically lend to a tire dealers business?

The median SBA approval in NAICS 441340 is $300,000, with the middle 80% of loans between $40,000 and $1,434,000. Across all industries the median is $180,000.

Which lenders are most active in tire dealers?

By dollars approved: Live Oak Banking Company, The Huntington National Bank, Harvest Small Business Finance, LLC, United Business Bank, Enterprise Bank & Trust. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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NAICS 441340 · Retail

SBA loans for tire dealers

325 SBA loans worth $178.3M have been approved in this industry since FY2010 - the #435 most-financed NAICS code in the country.

Median loan

$300,000

+67% vs all industries

Typical range

$40K-$1.4M

Middle 80%

Median rate

9.94%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	13	$17.7M
The Huntington National Bank	25	$8.0M
Harvest Small Business Finance, LLC	7	$6.7M
United Business Bank	3	$4.5M
Enterprise Bank & Trust	1	$4.2M
Mountain West Small Business Finance	3	$4.1M
Citizens Bank	2	$4.0M
Business Finance Capital	6	$3.6M
First Commonwealth Bank	1	$3.6M
VelocitySBA, LLC	2	$3.4M

Geography

Where these loans were made

State	Loans	Share
California	67
Florida	22
Texas	21
New York	18
Arizona	14
Ohio	13
Puerto Rico	12
Pennsylvania	11

An SBA 7(a) lender for loans this size

54% of the SBA loans approved in tire dealers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
11%
$50K - $150K
18%
$150K - $350K
25%
$350K - $1M
28%
$1M - $2M
13%
Over $2M
5%

Franchise brands in Tire Dealers

Franchise brand	Loans	Approved
Big O Tires	19	$23.6M
RNR Tire Express	8	$4.8M
Tire Pros	5	$2.1M
Batteries Plus	1	$455K

Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a tire dealers business?: The median SBA approval in NAICS 441340 is $300,000, with the middle 80% of loans between $40,000 and $1,434,000. Across all industries the median is $180,000.
Which lenders are most active in tire dealers?: By dollars approved: Live Oak Banking Company, The Huntington National Bank, Harvest Small Business Finance, LLC, United Business Bank, Enterprise Bank & Trust. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.