How much do SBA lenders typically lend to a meat markets business?

The median SBA approval in NAICS 445210 is $161,650, with the middle 80% of loans between $25,000 and $860,000. Across all industries the median is $180,000.

Which lenders are most active in meat markets?

By dollars approved: Wells Fargo Bank, The Huntington National Bank, Columbia Bank, Florida Business Development Corporation, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is meat markets considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 445210 · Retail

SBA loans for meat markets

996 SBA loans worth $344.4M have been approved in this industry since FY2010 - the #206 most-financed NAICS code in the country.

Median loan

$161,650

-10% vs all industries

Typical range

$25K-$860K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

11.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	49	$15.7M
The Huntington National Bank	51	$12.3M
Columbia Bank	17	$12.3M
Florida Business Development Corporation	9	$9.1M
JPMorgan Chase Bank	33	$8.2M
U.S. Bank	31	$7.2M
Manufacturers and Traders Trust Company	34	$5.5M
Enterprise Bank & Trust	7	$5.5M
First Financial Bank	19	$5.1M
First Commonwealth Bank	5	$4.9M

Geography

Where these loans were made

State	Loans	Share
California	120
New York	92
Minnesota	78
Texas	68
Wisconsin	54
Ohio	42
Michigan	36
Indiana	33

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
19%
$50K - $150K
26%
$150K - $350K
25%
$350K - $1M
21%
$1M - $2M
6%
Over $2M
2%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a meat markets business?: The median SBA approval in NAICS 445210 is $161,650, with the middle 80% of loans between $25,000 and $860,000. Across all industries the median is $180,000.
Which lenders are most active in meat markets?: By dollars approved: Wells Fargo Bank, The Huntington National Bank, Columbia Bank, Florida Business Development Corporation, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is meat markets considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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