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NAICS 455110 · Retail
SBA loans for department stores
112 SBA loans worth $57.3M have been approved in this industry since FY2010 - the #663 most-financed NAICS code in the country.
Median loan
$177,500
-1% vs all industries
Typical range
$30K-$1.3M
Middle 80%
Median rate
10.75%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Trenton Business Assistance Corporation | 6 | $16.3M | |
| CDC Small Business Finance Corp. | 3 | $2.8M | |
| Mortgage Capital Development Corporation | 3 | $2.6M | |
| Cross River Bank | 1 | $2.5M | |
| U.S. Bank | 8 | $2.3M | |
| Ally Dakota Development, Inc. | 1 | $2.2M | |
| Northwest Business Development Association | 1 | $2.0M | |
| Heartland Business Capital, Inc. | 1 | $1.9M | |
| B:Side Capital | 1 | $1.7M | |
| Sunshine State Economic Development Corporation | 2 | $1.7M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 15 | |
| New York | 14 | |
| Florida | 13 | |
| New Jersey | 7 | |
| Ohio | 5 | |
| Colorado | 4 | |
| Pennsylvania | 4 | |
| North Carolina | 4 |
An SBA 7(a) lender for loans this size
64% of the SBA loans approved in department stores since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K18%
- $50K - $150K21%
- $150K - $350K25%
- $350K - $1M21%
- $1M - $2M9%
- Over $2M6%
Franchise brands in Department Stores
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Once Upon A Child | 1 | $2.2M | |
| Bricks & Minifigs | 1 | $150K | |
| Play It Again Sports | 1 | $298K | |
| Fleet Feet Sports | 1 | $370K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other retail industries
Common questions
- How much do SBA lenders typically lend to a department stores business?
- The median SBA approval in NAICS 455110 is $177,500, with the middle 80% of loans between $30,000 and $1,276,000. Across all industries the median is $180,000.
- Which lenders are most active in department stores?
- By dollars approved: Trenton Business Assistance Corporation, CDC Small Business Finance Corp., Mortgage Capital Development Corporation, Cross River Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
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