How much do SBA lenders typically lend to a scenic and sightseeing transportation, land business?

The median SBA approval in NAICS 487110 is $85,400, with the middle 80% of loans between $15,000 and $778,500. Across all industries the median is $180,000.

Which lenders are most active in scenic and sightseeing transportation, land?

By dollars approved: Citizens Bank, Banc of California, Columbia Bank, Readycap Lending, LLC, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is scenic and sightseeing transportation, land considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 487110 · Transportation

SBA loans for scenic and sightseeing transportation, land

164 SBA loans worth $43.3M have been approved in this industry since FY2010 - the #581 most-financed NAICS code in the country.

Median loan

$85,400

-53% vs all industries

Typical range

$15K-$779K

Middle 80%

Median rate

7.30%

7(a) initial note rate

Median term

7 yr

Charge-off rate

11.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Citizens Bank	4	$5.1M
Banc of California	1	$5.0M
Columbia Bank	5	$4.8M
Readycap Lending, LLC	2	$3.5M
U.S. Bank	6	$3.0M
Wallis Bank	1	$2.1M
JPMorgan Chase Bank	11	$1.9M
The Huntington National Bank	7	$1.5M
Port 51 Lending LLC	1	$1.2M
Enterprise Bank & Trust	2	$1.1M

Geography

Where these loans were made

State	Loans	Share
Texas	22
California	17
Florida	9
New York	8
Massachusetts	8
Arizona	8
Georgia	7
Ohio	6

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

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’21

’22

’23

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’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
35%
$50K - $150K
30%
$150K - $350K
18%
$350K - $1M
10%
$1M - $2M
4%
Over $2M
2%

Nearby

Other transportation industries

See the sector

General Freight Trucking, Long-Distance, Truckload16,409 · $53,000 General Freight Trucking, Local13,654 · $50,900 Specialized Freight (except Used Goods) Trucking, Local3,193 · $65,000 Freight Transportation Arrangement2,161 · $150,000 Motor Vehicle Towing2,100 · $130,000 Specialized Freight (except Used Goods) Trucking, Long-Distance1,604 · $55,750 Used Household and Office Goods Moving1,498 · $150,000 Limousine Service1,190 · $50,000

Common questions

How much do SBA lenders typically lend to a scenic and sightseeing transportation, land business?: The median SBA approval in NAICS 487110 is $85,400, with the middle 80% of loans between $15,000 and $778,500. Across all industries the median is $180,000.
Which lenders are most active in scenic and sightseeing transportation, land?: By dollars approved: Citizens Bank, Banc of California, Columbia Bank, Readycap Lending, LLC, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is scenic and sightseeing transportation, land considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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