How much do SBA lenders typically lend to a general warehousing and storage business?

The median SBA approval in NAICS 493110 is $496,000, with the middle 80% of loans between $53,300 and $3,120,000. Across all industries the median is $180,000.

Which lenders are most active in general warehousing and storage?

By dollars approved: Trenton Business Assistance Corporation, Bank Five Nine, WBD, Inc., The Huntington National Bank, Empire State Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is general warehousing and storage considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.2% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 493110 · Transportation

SBA loans for general warehousing and storage

887 SBA loans worth $930.9M have been approved in this industry since FY2010 - the #226 most-financed NAICS code in the country.

Median loan

$496,000

+176% vs all industries

Typical range

$53K-$3.1M

Middle 80%

Median rate

6.25%

7(a) initial note rate

Median term

12 yr

Charge-off rate

4.2%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Trenton Business Assistance Corporation	16	$47.5M
Bank Five Nine	20	$35.2M
WBD, Inc.	18	$29.4M
The Huntington National Bank	39	$21.0M
Empire State Certified Development Corporation	12	$19.4M
Bay Area Employment Development Company	5	$19.1M
Mortgage Capital Development Corporation	9	$17.8M
Florida Business Development Corporation	10	$16.8M
Wells Fargo Bank	30	$16.4M
Business Finance Capital	8	$15.8M

Geography

Where these loans were made

State	Loans	Share
California	147
Texas	66
New Jersey	60
New York	54
Florida	45
Georgia	37
Michigan	36
Illinois	35

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
7%
$50K - $150K
13%
$150K - $350K
21%
$350K - $1M
25%
$1M - $2M
15%
Over $2M
18%

Nearby

Other transportation industries

See the sector

Couriers and Express Delivery Services2,073 · $200,000 Local Messengers and Local Delivery941 · $100,000 Other Warehousing and Storage268 · $437,000 Postal Service166 · $150,000 Refrigerated Warehousing and Storage156 · $1,259,000

Common questions

How much do SBA lenders typically lend to a general warehousing and storage business?: The median SBA approval in NAICS 493110 is $496,000, with the middle 80% of loans between $53,300 and $3,120,000. Across all industries the median is $180,000.
Which lenders are most active in general warehousing and storage?: By dollars approved: Trenton Business Assistance Corporation, Bank Five Nine, WBD, Inc., The Huntington National Bank, Empire State Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is general warehousing and storage considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.2% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.