How much do SBA lenders typically lend to a software publishers business?

The median SBA approval in NAICS 513210 is $200,000, with the middle 80% of loans between $37,200 and $1,434,000. Across all industries the median is $180,000.

Which lenders are most active in software publishers?

By dollars approved: Newtek Bank, Port 51 Lending LLC, Northeast Bank, Readycap Lending, LLC, First Internet Bank of Indiana. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 513210 · Information

SBA loans for software publishers

274 SBA loans worth $136.5M have been approved in this industry since FY2010 - the #471 most-financed NAICS code in the country.

Median loan

$200,000

+11% vs all industries

Typical range

$37K-$1.4M

Middle 80%

Median rate

10.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Newtek Bank	12	$11.5M
Port 51 Lending LLC	3	$7.8M
Northeast Bank	30	$6.3M
Readycap Lending, LLC	20	$5.7M
First Internet Bank of Indiana	3	$5.3M
Fortis Bank	1	$5.0M
Pathward	2	$5.0M
FDIC - Community Bank & Trust-West Georgia	1	$5.0M
Newtek Small Business Finance, Inc.	4	$4.2M
Capital Certified Development Corporation	1	$4.1M

Geography

Where these loans were made

State	Loans	Share
California	41
Texas	37
Florida	24
Utah	18
New York	11
Colorado	10
North Carolina	10
Minnesota	8

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
12%
$50K - $150K
19%
$150K - $350K
33%
$350K - $1M
23%
$1M - $2M
7%
Over $2M
7%

Nearby

Other information industries

See the sector

Motion Picture and Video Production1,972 · $85,000 Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services1,626 · $157,250 Software Publishers791 · $100,000 All Other Telecommunications552 · $181,000 All Other Information Services418 · $139,200 Motion Picture Theaters381 · $487,900 Internet Publishing and Broadcasting and Web Search Portals371 · $63,200 Sound Recording Studios352 · $125,000

Common questions

How much do SBA lenders typically lend to a software publishers business?: The median SBA approval in NAICS 513210 is $200,000, with the middle 80% of loans between $37,200 and $1,434,000. Across all industries the median is $180,000.
Which lenders are most active in software publishers?: By dollars approved: Newtek Bank, Port 51 Lending LLC, Northeast Bank, Readycap Lending, LLC, First Internet Bank of Indiana. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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