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NAICS 513210 · Information
SBA loans for software publishers
274 SBA loans worth $136.5M have been approved in this industry since FY2010 - the #471 most-financed NAICS code in the country.
Median loan
$200,000
+11% vs all industries
Typical range
$37K-$1.4M
Middle 80%
Median rate
10.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Bank | 12 | $11.5M | |
| Port 51 Lending LLC | 3 | $7.8M | |
| Northeast Bank | 30 | $6.3M | |
| Readycap Lending, LLC | 20 | $5.7M | |
| First Internet Bank of Indiana | 3 | $5.3M | |
| Fortis Bank | 1 | $5.0M | |
| Pathward | 2 | $5.0M | |
| FDIC - Community Bank & Trust-West Georgia | 1 | $5.0M | |
| Newtek Small Business Finance, Inc. | 4 | $4.2M | |
| Capital Certified Development Corporation | 1 | $4.1M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 41 | |
| Texas | 37 | |
| Florida | 24 | |
| Utah | 18 | |
| New York | 11 | |
| Colorado | 10 | |
| North Carolina | 10 | |
| Minnesota | 8 |
An SBA 7(a) lender for loans this size
64% of the SBA loans approved in software publishers since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K12%
- $50K - $150K19%
- $150K - $350K33%
- $350K - $1M23%
- $1M - $2M7%
- Over $2M7%
Nearby
Other information industries
Common questions
- How much do SBA lenders typically lend to a software publishers business?
- The median SBA approval in NAICS 513210 is $200,000, with the middle 80% of loans between $37,200 and $1,434,000. Across all industries the median is $180,000.
- Which lenders are most active in software publishers?
- By dollars approved: Newtek Bank, Port 51 Lending LLC, Northeast Bank, Readycap Lending, LLC, First Internet Bank of Indiana. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.