NAICS 532120 · Real Estate
SBA loans for truck, utility trailer, and rv (recreational vehicle) rental and leasing
438 SBA loans worth $191.0M have been approved in this industry since FY2010 - the #357 most-financed NAICS code in the country.
Median loan
$141,000
-22% vs all industries
Typical range
$15K-$1.2M
Middle 80%
Median rate
6.85%
7(a) initial note rate
Median term
10 yr
Charge-off rate
3.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Small Business Finance, Inc. | 12 | $10.9M | |
| BCB Community Bank | 3 | $9.3M | |
| Mechanics Bank | 5 | $8.7M | |
| CDC Small Business Finance Corp. | 9 | $7.3M | |
| Columbia Bank | 7 | $6.5M | |
| IncredibleBank | 3 | $5.5M | |
| St. Louis Bank | 3 | $5.5M | |
| St. Charles County Economic Development Council | 1 | $5.0M | |
| Pinnacle Bank | 1 | $4.9M | |
| Community Trust Bank, Inc. | 2 | $4.7M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 68 | |
| Utah | 38 | |
| Texas | 29 | |
| Massachusetts | 26 | |
| Florida | 20 | |
| Arizona | 18 | |
| Idaho | 17 | |
| Missouri | 16 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K32%
- $50K - $150K19%
- $150K - $350K20%
- $350K - $1M19%
- $1M - $2M6%
- Over $2M5%
Nearby
Other real estate industries
Offices of Real Estate Agents and Brokers4,900 · $100,000Lessors of Miniwarehouses and Self-Storage Units3,561 · $839,000Lessors of Nonresidential Buildings3,432 · $515,000Residential Property Managers2,560 · $150,000Other Activities Related to Real Estate2,207 · $200,000Other Commercial and Industrial Machinery and Equipment Rental and Leasing1,472 · $282,500Nonresidential Property Managers705 · $221,000General Rental Centers690 · $270,000
Common questions
- How much do SBA lenders typically lend to a truck, utility trailer, and rv (recreational vehicle) rental and leasing business?
- The median SBA approval in NAICS 532120 is $141,000, with the middle 80% of loans between $15,000 and $1,181,000. Across all industries the median is $180,000.
- Which lenders are most active in truck, utility trailer, and rv (recreational vehicle) rental and leasing?
- By dollars approved: Newtek Small Business Finance, Inc., BCB Community Bank, Mechanics Bank, CDC Small Business Finance Corp., Columbia Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is truck, utility trailer, and rv (recreational vehicle) rental and leasing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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