How much do SBA lenders typically lend to a office administrative services business?

The median SBA approval in NAICS 561110 is $175,000, with the middle 80% of loans between $25,000 and $1,170,000. Across all industries the median is $180,000.

Which lenders are most active in office administrative services?

By dollars approved: The Huntington National Bank, FinWise Bank, Mortgage Capital Development Corporation, Byline Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is office administrative services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 561110 · Administrative & Waste

SBA loans for office administrative services

739 SBA loans worth $358.5M have been approved in this industry since FY2010 - the #259 most-financed NAICS code in the country.

Median loan

$175,000

-3% vs all industries

Typical range

$25K-$1.2M

Middle 80%

Median rate

7.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	43	$19.6M
FinWise Bank	8	$12.1M
Mortgage Capital Development Corporation	13	$11.7M
Byline Bank	7	$10.6M
U.S. Bank	24	$10.3M
Newtek Bank	11	$9.2M
Harvest Small Business Finance, LLC	9	$8.9M
JPMorgan Chase Bank	37	$7.9M
First Bank of the Lake	5	$7.6M
MidFirst Bank	3	$7.0M

Geography

Where these loans were made

State	Loans	Share
California	107
New York	68
Florida	62
Texas	54
New Jersey	42
Illinois	32
Massachusetts	30
Ohio	29

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
20%
$50K - $150K
24%
$150K - $350K
23%
$350K - $1M
21%
$1M - $2M
7%
Over $2M
5%

Nearby

Other administrative & waste industries

See the sector

Landscaping Services15,300 · $80,000 Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Exterminating and Pest Control Services1,777 · $135,000 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000

Common questions

How much do SBA lenders typically lend to a office administrative services business?: The median SBA approval in NAICS 561110 is $175,000, with the middle 80% of loans between $25,000 and $1,170,000. Across all industries the median is $180,000.
Which lenders are most active in office administrative services?: By dollars approved: The Huntington National Bank, FinWise Bank, Mortgage Capital Development Corporation, Byline Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is office administrative services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.0% were charged off, versus 7.6% across all SBA lending. That is close to average.

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