How much do SBA lenders typically lend to a landscaping services business?

The median SBA approval in NAICS 561730 is $80,000, with the middle 80% of loans between $15,000 and $623,000. Across all industries the median is $180,000.

Which lenders are most active in landscaping services?

By dollars approved: The Huntington National Bank, Wells Fargo Bank, U.S. Bank, TD Bank, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is landscaping services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 561730 · Administrative & Waste

SBA loans for landscaping services

15,300 SBA loans worth $3.75B have been approved in this industry since FY2010 - the #12 most-financed NAICS code in the country.

Median loan

$80,000

-56% vs all industries

Typical range

$15K-$623K

Middle 80%

Median rate

7.02%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	1,795	$246.2M
Wells Fargo Bank	746	$150.8M
U.S. Bank	658	$82.5M
TD Bank	966	$80.7M
Newtek Bank	197	$70.1M
Byline Bank	79	$69.1M
Beacon Bank and Trust	233	$63.8M
Newtek Small Business Finance, Inc.	100	$61.4M
KeyBank	236	$58.1M
Live Oak Banking Company	56	$58.0M

Geography

Where these loans were made

State	Loans	Share
Ohio	1,328
Massachusetts	1,059
Florida	956
New York	835
California	758
Texas	683
Michigan	681
Pennsylvania	663

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
36%
$50K - $150K
27%
$150K - $350K
19%
$350K - $1M
13%
$1M - $2M
4%
Over $2M
1%

Nearby

Other administrative & waste industries

See the sector

Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Exterminating and Pest Control Services1,777 · $135,000 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000 Carpet and Upholstery Cleaning Services1,365 · $100,000

Common questions

How much do SBA lenders typically lend to a landscaping services business?: The median SBA approval in NAICS 561730 is $80,000, with the middle 80% of loans between $15,000 and $623,000. Across all industries the median is $180,000.
Which lenders are most active in landscaping services?: By dollars approved: The Huntington National Bank, Wells Fargo Bank, U.S. Bank, TD Bank, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is landscaping services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

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