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NAICS 561612 · Administrative & Waste
SBA loans for security guards and patrol services
1,053 SBA loans worth $310.7M have been approved in this industry since FY2010 - the #196 most-financed NAICS code in the country.
Median loan
$125,000
-31% vs all industries
Typical range
$15K-$633K
Middle 80%
Median rate
8.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
10.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Bank | 63 | $31.1M | |
| Newtek Small Business Finance, Inc. | 13 | $13.2M | |
| Wells Fargo Bank | 80 | $13.1M | |
| JPMorgan Chase Bank | 89 | $11.4M | |
| U.S. Bank | 51 | $10.3M | |
| Columbia Bank | 21 | $9.9M | |
| Regions Bank | 13 | $9.8M | |
| Business Finance Capital | 3 | $8.4M | |
| CDC Small Business Finance Corp. | 15 | $7.8M | |
| City National Bank | 7 | $7.4M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 228 | |
| Texas | 96 | |
| Florida | 79 | |
| New York | 70 | |
| Puerto Rico | 47 | |
| Maryland | 34 | |
| Illinois | 32 | |
| Ohio | 32 |
An SBA 7(a) lender for loans this size
76% of the SBA loans approved in security guards and patrol services since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K27%
- $50K - $150K25%
- $150K - $350K25%
- $350K - $1M17%
- $1M - $2M5%
- Over $2M2%
Franchise brands in Security Guards and Patrol Services
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Signal 88 Security | 23 | $3.1M |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other administrative & waste industries
Common questions
- How much do SBA lenders typically lend to a security guards and patrol services business?
- The median SBA approval in NAICS 561612 is $125,000, with the middle 80% of loans between $15,200 and $633,000. Across all industries the median is $180,000.
- Which lenders are most active in security guards and patrol services?
- By dollars approved: Newtek Bank, Newtek Small Business Finance, Inc., Wells Fargo Bank, JPMorgan Chase Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is security guards and patrol services considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 10.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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