How much do SBA lenders typically lend to a hazardous waste treatment and disposal business?

The median SBA approval in NAICS 562211 is $250,000, with the middle 80% of loans between $35,000 and $1,428,800. Across all industries the median is $180,000.

Which lenders are most active in hazardous waste treatment and disposal?

By dollars approved: Mortgage Capital Development Corporation, Ameris Bank, Citizens Business Bank, Evergreen Business Capital, Community Bank of Pickens County. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is hazardous waste treatment and disposal considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.2% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 562211 · Administrative & Waste

SBA loans for hazardous waste treatment and disposal

133 SBA loans worth $63.7M have been approved in this industry since FY2010 - the #624 most-financed NAICS code in the country.

Median loan

$250,000

+39% vs all industries

Typical range

$35K-$1.4M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.2%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mortgage Capital Development Corporation	8	$6.9M
Ameris Bank	2	$4.5M
Citizens Business Bank	3	$4.3M
Evergreen Business Capital	2	$2.9M
Community Bank of Pickens County	3	$2.1M
The Huntington National Bank	5	$2.0M
Pinnacle Bank	1	$1.8M
Fifth Third Bank	1	$1.8M
Wells Fargo Bank	5	$1.7M
Bank of America	2	$1.6M

Geography

Where these loans were made

State	Loans	Share
California	27
Texas	10
Florida	9
Illinois	7
Georgia	5
Indiana	5
Pennsylvania	5
Ohio	4

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
13%
$50K - $150K
16%
$150K - $350K
27%
$350K - $1M
29%
$1M - $2M
13%
Over $2M
2%

Nearby

Other administrative & waste industries

See the sector

Landscaping Services15,300 · $80,000 Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Exterminating and Pest Control Services1,777 · $135,000 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000

Common questions

How much do SBA lenders typically lend to a hazardous waste treatment and disposal business?: The median SBA approval in NAICS 562211 is $250,000, with the middle 80% of loans between $35,000 and $1,428,800. Across all industries the median is $180,000.
Which lenders are most active in hazardous waste treatment and disposal?: By dollars approved: Mortgage Capital Development Corporation, Ameris Bank, Citizens Business Bank, Evergreen Business Capital, Community Bank of Pickens County. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is hazardous waste treatment and disposal considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.2% were charged off, versus 7.6% across all SBA lending. That is close to average.

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