How much do SBA lenders typically lend to a offices of dentists business?

The median SBA approval in NAICS 621210 is $405,000, with the middle 80% of loans between $50,000 and $1,548,000. Across all industries the median is $180,000.

Which lenders are most active in offices of dentists?

By dollars approved: Live Oak Banking Company, Wells Fargo Bank, The Huntington National Bank, PNC Bank, United Midwest Savings Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is offices of dentists considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.8% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 621210 · Health Care

SBA loans for offices of dentists

18,185 SBA loans worth $11.86B have been approved in this industry since FY2010 - the #4 most-financed NAICS code in the country.

Median loan

$405,000

+125% vs all industries

Typical range

$50K-$1.5M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10.8 yr

Charge-off rate

2.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	2,040	$2.92B
Wells Fargo Bank	1,254	$834.5M
The Huntington National Bank	862	$498.2M
PNC Bank	836	$458.3M
United Midwest Savings Bank	355	$392.3M
U.S. Bank	631	$334.2M
United Community Bank	258	$266.3M
JPMorgan Chase Bank	842	$203.0M
Fifth Third Bank	170	$174.9M
Bank of America	254	$152.0M

Geography

Where these loans were made

State	Loans	Share
California	3,355
Texas	1,629
Florida	1,088
New York	875
Ohio	699
Michigan	578
Utah	573
Colorado	561

Approvals by fiscal year

’10

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
7%
$50K - $150K
16%
$150K - $350K
21%
$350K - $1M
36%
$1M - $2M
13%
Over $2M
6%

Nearby

Other health care industries

See the sector

Offices of Physicians15,804 · $270,000 Child Care Services15,205 · $387,000 Offices of Chiropractors9,664 · $125,950 Home Health Care Services7,245 · $166,000 Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000 Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000 Offices of Mental Health Practitioners4,139 · $135,000 Assisted Living Facilities for the Elderly3,629 · $700,000

Common questions

How much do SBA lenders typically lend to a offices of dentists business?: The median SBA approval in NAICS 621210 is $405,000, with the middle 80% of loans between $50,000 and $1,548,000. Across all industries the median is $180,000.
Which lenders are most active in offices of dentists?: By dollars approved: Live Oak Banking Company, Wells Fargo Bank, The Huntington National Bank, PNC Bank, United Midwest Savings Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is offices of dentists considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.8% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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