How much do SBA lenders typically lend to a offices of mental health practitioners business?

The median SBA approval in NAICS 621330 is $135,000, with the middle 80% of loans between $20,000 and $585,000. Across all industries the median is $180,000.

Which lenders are most active in offices of mental health practitioners?

By dollars approved: The Huntington National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Bank of America, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is offices of mental health practitioners considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 621330 · Health Care

SBA loans for offices of mental health practitioners

4,139 SBA loans worth $1.04B have been approved in this industry since FY2010 - the #58 most-financed NAICS code in the country.

Median loan

$135,000

-25% vs all industries

Typical range

$20K-$585K

Middle 80%

Median rate

8.99%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	317	$51.4M
Wells Fargo Bank	240	$39.9M
JPMorgan Chase Bank	209	$37.8M
Bank of America	74	$30.5M
Newtek Bank	80	$26.6M
U.S. Bank	119	$22.2M
Harvest Small Business Finance, LLC	29	$21.4M
TD Bank	226	$20.9M
Florida Business Development Corporation	45	$20.8M
Readycap Lending, LLC	127	$18.1M

Geography

Where these loans were made

State	Loans	Share
California	372
Florida	315
Texas	252
New York	200
Massachusetts	189
Minnesota	156
Illinois	151
New Jersey	148

Approvals by fiscal year

’10

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
25%
$50K - $150K
27%
$150K - $350K
26%
$350K - $1M
17%
$1M - $2M
4%
Over $2M
1%

Nearby

Other health care industries

See the sector

Offices of Dentists18,185 · $405,000 Offices of Physicians15,804 · $270,000 Child Care Services15,205 · $387,000 Offices of Chiropractors9,664 · $125,950 Home Health Care Services7,245 · $166,000 Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000 Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000 Assisted Living Facilities for the Elderly3,629 · $700,000

Common questions

How much do SBA lenders typically lend to a offices of mental health practitioners business?: The median SBA approval in NAICS 621330 is $135,000, with the middle 80% of loans between $20,000 and $585,000. Across all industries the median is $180,000.
Which lenders are most active in offices of mental health practitioners?: By dollars approved: The Huntington National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Bank of America, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is offices of mental health practitioners considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

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