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NAICS 621330 · Health Care
SBA loans for offices of mental health practitioners
4,139 SBA loans worth $1.04B have been approved in this industry since FY2010 - the #58 most-financed NAICS code in the country.
Median loan
$135,000
-25% vs all industries
Typical range
$20K-$585K
Middle 80%
Median rate
8.99%
7(a) initial note rate
Median term
10 yr
Charge-off rate
5.7%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 317 | $51.4M | |
| Wells Fargo Bank | 240 | $39.9M | |
| JPMorgan Chase Bank | 209 | $37.8M | |
| Bank of America | 74 | $30.5M | |
| Newtek Bank | 80 | $26.6M | |
| U.S. Bank | 119 | $22.2M | |
| Harvest Small Business Finance, LLC | 29 | $21.4M | |
| TD Bank | 226 | $20.9M | |
| Florida Business Development Corporation | 45 | $20.8M | |
| Readycap Lending, LLC | 127 | $18.1M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 372 | |
| Florida | 315 | |
| Texas | 252 | |
| New York | 200 | |
| Massachusetts | 189 | |
| Minnesota | 156 | |
| Illinois | 151 | |
| New Jersey | 148 |
An SBA 7(a) lender for loans this size
78% of the SBA loans approved in offices of mental health practitioners since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K25%
- $50K - $150K27%
- $150K - $350K26%
- $350K - $1M17%
- $1M - $2M4%
- Over $2M1%
Franchise brands in Offices of Mental Health Practitioners
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Ellie Mental Health | 68 | $12.4M | |
| Success On The Spectrum | 47 | $19.4M | |
| Brain Balance | 2 | $66K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other health care industries
Common questions
- How much do SBA lenders typically lend to a offices of mental health practitioners business?
- The median SBA approval in NAICS 621330 is $135,000, with the middle 80% of loans between $20,000 and $585,000. Across all industries the median is $180,000.
- Which lenders are most active in offices of mental health practitioners?
- By dollars approved: The Huntington National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Bank of America, Newtek Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is offices of mental health practitioners considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.7% were charged off, versus 7.6% across all SBA lending. That is close to average.
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