How much do SBA lenders typically lend to a other automotive mechanical and electrical repair and maintenance business?

The median SBA approval in NAICS 811118 is $100,000, with the middle 80% of loans between $15,000 and $635,000. Across all industries the median is $180,000.

Which lenders are most active in other automotive mechanical and electrical repair and maintenance?

By dollars approved: Enterprise Bank & Trust, Wells Fargo Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other automotive mechanical and electrical repair and maintenance considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.2% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 811118 · Other Services

SBA loans for other automotive mechanical and electrical repair and maintenance

764 SBA loans worth $184.3M have been approved in this industry since FY2010 - the #246 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$15K-$635K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.2%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Enterprise Bank & Trust	12	$11.4M
Wells Fargo Bank	38	$7.7M
U.S. Bank	39	$6.9M
The Huntington National Bank	61	$6.5M
JPMorgan Chase Bank	32	$5.9M
Centerstone SBA Lending, Inc.	2	$4.6M
Regions Bank	2	$4.1M
Cen Cal Business Finance Group	6	$3.9M
SomerCor 504, Inc.	2	$3.9M
United Community Bank	2	$3.8M

Geography

Where these loans were made

State	Loans	Share
California	95
Texas	67
Ohio	64
Michigan	39
New York	26
Puerto Rico	26
Illinois	25
Washington	23

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
34%
$50K - $150K
27%
$150K - $350K
20%
$350K - $1M
15%
$1M - $2M
4%
Over $2M
1%

Nearby

Other other services industries

See the sector

General Automotive Repair16,083 · $190,000 Beauty Salons14,068 · $85,000 Other Personal Care Services7,830 · $175,000 All Other Personal Services7,488 · $144,000 Pet Care (except Veterinary) Services6,530 · $195,850 Car Washes5,876 · $773,000 Automotive Body, Paint, and Interior Repair and Maintenance5,872 · $240,000 Drycleaning and Laundry Services3,976 · $200,000

Common questions

How much do SBA lenders typically lend to a other automotive mechanical and electrical repair and maintenance business?: The median SBA approval in NAICS 811118 is $100,000, with the middle 80% of loans between $15,000 and $635,000. Across all industries the median is $180,000.
Which lenders are most active in other automotive mechanical and electrical repair and maintenance?: By dollars approved: Enterprise Bank & Trust, Wells Fargo Bank, U.S. Bank, The Huntington National Bank, JPMorgan Chase Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other automotive mechanical and electrical repair and maintenance considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.2% were charged off, versus 7.6% across all SBA lending. That is close to average.

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