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NAICS sector 49

Transportation and Warehousing

Name: SBA lending in Transportation and Warehousing
Creator: U.S. Small Business Administration
License: https://www.usa.gov/government-works

4,526 SBA loans worth $2.72B across 6 industries in this sector.

Loans

4,526

Approved

$2.72B

Median loan

$240,000

Median term

10 yr

Charge-off rate

7.8%

vs 7.6% all sectors

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Inside the sector

All 6 industries

Industry	NAICS	Loans	Median loan	Median rate	Charge-off
Couriers and Express Delivery Services	492110	2,073	$200,000	7.75%	10.1%
Local Messengers and Local Delivery	492210	941	$100,000	7.25%	8.1%
General Warehousing and Storage	493110	887	$496,000	6.25%	4.2%
Other Warehousing and Storage	493190	268	$437,000	6.30%	5.8%
Postal Service	491110	166	$150,000	7.25%	8.1%
Refrigerated Warehousing and Storage	493120	156	$1,259,000	6.00%	3.0%

Lenders

Most active in this sector

Lender	Loans	Approved
Readycap Lending, LLC	85	$81.5M
The Huntington National Bank	244	$81.0M
Byline Bank	64	$73.0M
Stearns Bank	160	$65.8M
WBD, Inc.	32	$60.9M
Trenton Business Assistance Corporation	21	$57.6M
U.S. Bank	267	$56.9M
Wells Fargo Bank	243	$54.3M
Celtic Bank Corporation	105	$49.9M
Falcon National Bank	50	$41.9M

Approvals by fiscal year

’10

’12

’14

’16

’18

’20

’22

’24

’26

Gross approval dollars. Final bar is a partial fiscal year.

An SBA 7(a) lender for loans this size

58% of the SBA loans approved in the transportation sector since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

By state

Transportation SBA lending in 51 states

Each state page lists the lenders and industries behind the sector's loans there. States with fewer than 20 loans in the sector have no page.

Ohio6,422 · $50,000 California5,414 · $150,000 Michigan5,030 · $43,800 Illinois3,118 · $70,750 Texas2,916 · $50,000 Florida2,407 · $100,000 Indiana2,005 · $50,000 New York1,993 · $55,000 Pennsylvania1,494 · $58,000 New Jersey1,458 · $50,000 Massachusetts1,168 · $50,000 Minnesota1,151 · $112,200 Washington1,048 · $83,750 Wisconsin1,033 · $112,700 Utah895 · $75,000 Georgia890 · $100,000 Missouri747 · $125,000 North Carolina689 · $98,500 Colorado610 · $90,400 Arizona580 · $148,100 Virginia564 · $74,000 Maryland545 · $50,000 Kentucky515 · $56,000 Oregon431 · $60,000 Mississippi387 · $60,200 Idaho382 · $68,500 South Carolina316 · $58,500 Connecticut313 · $68,000 Oklahoma310 · $87,950 Louisiana299 · $114,000 Nevada298 · $143,300 Kansas288 · $100,100 Alabama284 · $60,000 Tennessee272 · $150,000 Maine264 · $50,000 New Hampshire260 · $50,000 Iowa253 · $128,000 Nebraska216 · $100,000 Montana196 · $64,500 North Dakota192 · $109,500 Arkansas183 · $88,500 West Virginia175 · $50,000 New Mexico172 · $72,550 Hawaii161 · $50,000 Vermont161 · $60,000 Puerto Rico159 · $50,000 Alaska137 · $250,000 Rhode Island130 · $50,000 Delaware128 · $40,000 South Dakota122 · $122,500 Wyoming97 · $70,000

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