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California · Restaurants & Hotels
SBA loans for restaurants & hotels in California
16,673 loans worth $12.09B approved since FY2010 for accommodation and food services projects located in California.
Loans
16,673
Approved
$12.09B
Median loan
$344,000
+15% vs sector nationally
Median rate
6.70%
Jobs supported
288,294
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in California
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 495 | $776.9M | |
| Bank of Hope | 1,213 | $585.4M | |
| CDC Small Business Finance Corp. | 547 | $486.0M | |
| Pinnacle Bank | 178 | $389.0M | |
| Enterprise Bank & Trust | 381 | $376.8M | |
| Open Bank | 356 | $349.6M | |
| United Business Bank | 325 | $315.3M | |
| US Metro Bank | 198 | $315.0M |
Detail
Which industries inside the sector
| Industry | Loans | Share |
|---|---|---|
| Full-Service Restaurants | 5,765 | |
| Limited-Service Restaurants | 3,704 | |
| Hotels (except Casino Hotels) and Motels | 2,194 | |
| Snack and Nonalcoholic Beverage Bars | 1,317 | |
| Full-Service Restaurants | 1,001 | |
| Drinking Places | 619 | |
| Limited-Service Restaurants | 616 | |
| Caterers | 513 |
An SBA 7(a) lender for loans this size
The median SBA loan approved for restaurants & hotels in California since FY2010 was $344,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in California
135,894 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in California?
- 16,673 SBA loans totalling $12,089,615,700 have been approved for accommodation and food services projects in California since FY2010.
- Which lenders finance restaurants & hotels in California?
- The most active by dollars approved are Mortgage Capital Development Corporation, Bank of Hope, CDC Small Business Finance Corp., Pinnacle Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in California?
- The median approval is $344,000, 15% above the national median for this sector ($300,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.