California · Restaurants & Hotels
SBA loans for restaurants & hotels in California
16,673 loans worth $12.09B approved since FY2010 for accommodation and food services projects located in California.
Loans
16,673
Approved
$12.09B
Median loan
$344,000
+15% vs sector nationally
Median rate
6.70%
Jobs supported
288,294
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in California
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 495 | $776.9M | |
| Bank of Hope | 1,213 | $585.4M | |
| CDC Small Business Finance Corp. | 547 | $486.0M | |
| Pinnacle Bank | 178 | $389.0M | |
| Enterprise Bank & Trust | 381 | $376.8M | |
| Open Bank | 356 | $349.6M | |
| United Business Bank | 325 | $315.3M | |
| US Metro Bank | 198 | $315.0M |
Detail
Which industries inside the sector
| Industry | Loans | Share |
|---|---|---|
| Full-Service Restaurants | 5,765 | |
| Limited-Service Restaurants | 3,704 | |
| Hotels (except Casino Hotels) and Motels | 2,194 | |
| Snack and Nonalcoholic Beverage Bars | 1,317 | |
| Full-Service Restaurants | 1,001 | |
| Drinking Places | 619 | |
| Limited-Service Restaurants | 616 | |
| Caterers | 513 |
All SBA lending in California
135,894 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in California?
- 16,673 SBA loans totalling $12,089,615,700 have been approved for accommodation and food services projects in California since FY2010.
- Which lenders finance restaurants & hotels in California?
- The most active by dollars approved are Mortgage Capital Development Corporation, Bank of Hope, CDC Small Business Finance Corp., Pinnacle Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in California?
- The median approval is $344,000, 15% above the national median for this sector ($300,000).
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