California · Real Estate
SBA loans for real estate in California
3,683 loans worth $2.56B approved since FY2010 for real estate and rental and leasing projects located in California.
Loans
3,683
Approved
$2.56B
Median loan
$350,000
+40% vs sector nationally
Median rate
6.27%
Jobs supported
31,766
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to real estate in California
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Enterprise Bank & Trust | 248 | $248.8M | |
| Wells Fargo Bank | 267 | $172.6M | |
| U.S. Bank | 526 | $170.2M | |
| CDC Small Business Finance Corp. | 186 | $146.3M | |
| Mortgage Capital Development Corporation | 124 | $142.1M | |
| California Statewide Certified Development Corporation | 80 | $91.5M | |
| Harvest Small Business Finance, LLC | 64 | $90.4M | |
| Business Finance Capital | 76 | $83.6M |
Detail
Which industries inside the sector
All SBA lending in California
135,894 loans across every sector.
Real Estate nationally
25,262 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to real estate businesses in California?
- 3,683 SBA loans totalling $2,557,482,400 have been approved for real estate and rental and leasing projects in California since FY2010.
- Which lenders finance real estate in California?
- The most active by dollars approved are Enterprise Bank & Trust, Wells Fargo Bank, U.S. Bank, CDC Small Business Finance Corp.. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for real estate in California?
- The median approval is $350,000, 40% above the national median for this sector ($250,000).
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