Kentucky · Restaurants & Hotels
SBA loans for restaurants & hotels in Kentucky
1,285 loans worth $804.7M approved since FY2010 for accommodation and food services projects located in Kentucky.
Loans
1,285
Approved
$804.7M
Median loan
$267,000
-11% vs sector nationally
Median rate
6.00%
Jobs supported
25,431
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in Kentucky
| Lender | Loans | Approved | Share |
|---|---|---|---|
| GBank | 23 | $54.2M | |
| Capital Access Corporation - Kentucky | 48 | $44.8M | |
| Community Ventures Corporation | 45 | $42.1M | |
| Alloy Development Co., Inc. | 30 | $36.4M | |
| The Huntington National Bank | 135 | $36.3M | |
| Peoples Bank | 27 | $32.8M | |
| Stock Yards Bank & Trust Company | 76 | $31.6M | |
| First Western SBLC, LLC | 19 | $28.5M |
Detail
Which industries inside the sector
All SBA lending in Kentucky
8,669 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in Kentucky?
- 1,285 SBA loans totalling $804,653,400 have been approved for accommodation and food services projects in Kentucky since FY2010.
- Which lenders finance restaurants & hotels in Kentucky?
- The most active by dollars approved are GBank, Capital Access Corporation - Kentucky, Community Ventures Corporation, Alloy Development Co., Inc.. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in Kentucky?
- The median approval is $267,000, 11% below the national median for this sector ($300,000).
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