North Carolina · Real Estate
SBA loans for real estate in North Carolina
505 loans worth $460.0M approved since FY2010 for real estate and rental and leasing projects located in North Carolina.
Loans
505
Approved
$460.0M
Median loan
$445,000
+78% vs sector nationally
Median rate
6.25%
Jobs supported
4,092
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to real estate in North Carolina
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 79 | $155.1M | |
| First National Bank of Pennsylvania | 42 | $62.9M | |
| TowneBank | 12 | $19.7M | |
| Pinnacle Bank | 12 | $15.8M | |
| Business Expansion Funding Corporation | 26 | $13.8M | |
| Newtek Bank | 12 | $11.2M | |
| Truist Bank | 29 | $11.0M | |
| First-Citizens Bank & Trust Company | 10 | $9.8M |
Detail
Which industries inside the sector
All SBA lending in North Carolina
21,235 loans across every sector.
Real Estate nationally
25,262 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to real estate businesses in North Carolina?
- 505 SBA loans totalling $459,995,200 have been approved for real estate and rental and leasing projects in North Carolina since FY2010.
- Which lenders finance real estate in North Carolina?
- The most active by dollars approved are Live Oak Banking Company, First National Bank of Pennsylvania, TowneBank, Pinnacle Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for real estate in North Carolina?
- The median approval is $445,000, 78% above the national median for this sector ($250,000).
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