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North Carolina · Wholesale
SBA loans for wholesale in North Carolina
746 loans worth $490.7M approved since FY2010 for wholesale trade projects located in North Carolina.
Loans
746
Approved
$490.7M
Median loan
$267,950
+7% vs sector nationally
Median rate
6.85%
Jobs supported
6,622
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to wholesale in North Carolina
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Truist Bank | 99 | $80.8M | |
| First National Bank of Pennsylvania | 46 | $49.2M | |
| Wells Fargo Bank | 97 | $37.8M | |
| Business Expansion Funding Corporation | 40 | $30.4M | |
| Pinnacle Bank | 17 | $23.9M | |
| Regions Bank | 13 | $20.6M | |
| Live Oak Banking Company | 16 | $18.1M | |
| The Huntington National Bank | 18 | $11.5M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for wholesale in North Carolina since FY2010 was $267,950. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in North Carolina
21,235 loans across every sector.
Wholesale nationally
52,654 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to wholesale businesses in North Carolina?
- 746 SBA loans totalling $490,713,200 have been approved for wholesale trade projects in North Carolina since FY2010.
- Which lenders finance wholesale in North Carolina?
- The most active by dollars approved are Truist Bank, First National Bank of Pennsylvania, Wells Fargo Bank, Business Expansion Funding Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for wholesale in North Carolina?
- The median approval is $267,950, 7% above the national median for this sector ($250,000).
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